Just imagine if you will for a moment the suprise and the great feeling you get once your FICO reaches 742. I know it feels good to get approved for things but trust me having a good score feels much better. I mean imagine applying for something and getting a CL starting at $6000. Imagine getting instant approval rather than the 7-10 day notice. Imagine how wonderful it feels to get approved without a recon!!! You won't ever know that feeling.
Applying for anything in 6 months given your low scores and low AAOA you won't get a CSP. You really need to wait. I know you won't but you really do. What do you want CSP for if I can ask? Do you travel a lot? Also did you realize that the AMEX Green is one of the most tried and true travel cards out there. With the ability to transfer to frequent flyer programs. Check it out.
And ask yourself do I really need anything else? Probably not. Will you need in 6 months? NOPE. When you get that metal card you will just be looking for what's next. You have to stop somewhere. It seems your always looking for the next card.
Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??
Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
