Care Credit CLI question

[Anonymous]

if my 30 day lates ever fall off (supposedly my goodwill letter was accepted), i plan to ask big as well. It will be my first and only cli until i can buy a house.

[RushXTC]

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@TatorTodd wrote:

I did the automated CLI on their phone system and it was a SOFT PULL.  I read about it on this forum.  I went from 5k to 8.6k  Though... I had requested 20k

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@Anonymous wrote:

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@ways2go wrote:

Care Credit is a HP for cli.  I did it this past feb.  I went from $1000 to $3900.  It was a HP.

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Thanks! I know in general it is but I wasn't sure if they would base it on the sp they did in March. She said it was a possibility but could not guarantee it...

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Same here, Automated phone system, First one was HP and the other one or 2 (can't remember) were SP's. went from $2,500 to $20,000 in 2 days.

[SunriseEarth]

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@TatorTodd wrote:

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@ways2go wrote:

i did it on the website.

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Yes i read a thread on here about doing it on the phone so it would be a SP, as opposed to the HP....just  for future reference.  its all automated, you dont talk to anyone

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Mine was based off a 3/26 SP, too.   Went through automated system from $2000 to $10200!   So I'm going to have to classify Care Credit CLI as HP if you speak to a CSR and YMMV if you get the automated system. 

[wreith]

I just did the automated system and I went from $3K to $10,200.  I don't know if it was a HP or not.  I'll found in a couple days if there was one.

[Anonymous]

Thanks everyone. It seems like YEMV with this one.

Sunrise~ What were your scores/utilization at the time the sp was done?

[SunriseEarth]

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@Anonymous wrote:
Thanks everyone. It seems like YEMV with this one.

Sunrise~ What were your scores/utilization at the time the sp was done?

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TU would have been ~680 and 9% UTIL.   

[wreith]

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@wreith wrote:

I just did the automated system and I went from $3K to $10,200.  I don't know if it was a HP or not.  I'll found in a couple days if there was one.

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I had an alert on my USAA CMS about a TU HP, so I guess there was an HP involved.  Still for a $7.2K increase it was worth it. 

[Outdoorstech1]

Mine was a HP back in Feb, I asked for a CLI via automated phone system. I'll wait another 6 months to ask for another increase. 

[Florida1990]

It's a HP for sure I did it in order to double my small CL.