Care Credit question

[Anonymous]

Yep, CareCredit will report as a revolving account in your CRAs. My dad has one with the Dental clinic and that's how it shows.

-d

[Anonymous]

so if you apply for an account should/could you apply for 4 x what you need so it doesn't kill utilization/fico?

[Gotagoal]

Thanks Midnight. So I just called them and explained that I don't want to max out and that I would have asked for more of a CL. She totally understood, took some info, and put me on hold. Came back and said no problem - She doubled my CL to 5,400. That's much better This forum is so awesome.

Woo hoo !! Lasik here I come!

[Anonymous]

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Gotagoal wrote:
Thanks Midnight. So I just called them and explained that I don't want to max out and that I would have asked for more of a CL. She totally understood, took some info, and put me on hold. Came back and said no problem - She doubled my CL to 5,400. That's much better This forum is so awesome.

Woo hoo !! Lasik here I come!

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excellant news, next time you'll be able to see a problem like that coming. now that you know about the whole utilization issue. sorry couldn't resist the punn.

[Gotagoal]

Hahah.. totally! You're on a roll ! I should have "seen" it coming! ahhah