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Cash advances to boost cash balance at banks

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drewricomakeubu
Frequent Contributor

Re: Cash advances to boost cash balance at banks


@leo187um wrote:

So you have $3M in fidelity and you spend your time on a FICO geek forum to talk about 10k limits on credit card?

Anyways, people have different profiles and I doubt that people verify/substantiate the assets they own or who they work for on a public forum..

 

Whatever guys, update you in July/Aug.  


this dude is literally just trolling everybody. Albeit, he got me for a few. This person has been acting overly arrogant about a quite idiotic strategy and just called this a fico geek forum. Very common troll behavior, I should know, I used to be one. 

Don't worry about updating us trolleo, no one will care and heck, most of us already know the outcome homie. IF you're even serious at this point. 

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800
Chase Ink Unlimited $12,500
American Express BCP: $12,000
Chase Sapphire Preferred $17,100
Blue Business Plus $10,000
Chase Ink Cash $10,000
Capital One Venture X $17,500
American Express Gold
Amazon Prime Amex $9,000
Chase Freedom Unlimited $5,000
Amex Blue Business Plus $6,000
U.S. Bank Business Triple Cash Rewards $3,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 81 of 121
Brian_Earl_Spilner
Credit Mentor

Re: Cash advances to boost cash balance at banks


@longtimelurker wrote:

@leo187um wrote:

So you have $3M in fidelity and you spend your time on a FICO geek forum to talk about 10k limits on credit card?

Anyways, people have different profiles and I doubt that people verify/substantiate the assets they own or who they work for on a public forum..

 

Whatever guys, update you in July/Aug.  


Yes, I am retired and I do a number of things that interest me, and this is one of them.   People (other than me) who are SO sure of themselves despite obvious evidence and fairly well reasoned arguments are interesting!

 

Rest of group: apart from the CA/BT aspect, we do often have the discussion "Do deposits help cc chances" and while I am very much of the opinion "No" I think the group is much more divided.   So is the difference here that the risks and costs of a CA outweigh the possible benefit for those that do think there is a benefit?


I would say risk is the biggest factor here. After the recent bank closures, the president said that those responsible should (would?) be held accountable. If he tries to follow through with that, I can imagine many lending institutions reevaluating their practices and risk models. 

    
Message 82 of 121
Brian_Earl_Spilner
Credit Mentor

Re: Cash advances to boost cash balance at banks


@Remedios wrote:

@leo187um wrote:

So you have $3M in fidelity and you spend your time on a FICO geek forum to talk about 10k limits on credit card?

Anyways, people have different profiles and I doubt that people verify/substantiate the assets they own or who they work for on a public forum..

 

Whatever guys, update you in July/Aug.  


 

Oh no you didn't 

 

Yes, LLT does have it. This is the first time ever he's thrown any kinds of digits into the conversation, my guess it's because your ideas are so divorced from reality that personal example was used to illustrate the point.

 

And ya know what else, having money allows you to hang out on MyFico and giggle because without having money, he'd be a dasher or taking cash advances so he can prerend to be a biggest $10K baller ever.   

 

You can go ahead and call me broke now, I'm fairly certain I'll cry all the way to my mansion and I'll have to explain to my two trust fund babies why mommy do be so sad 

 

 


Don't forget sheebz with her 100 toys. 

    
Message 83 of 121
longtimelurker
Epic Contributor

Re: Cash advances to boost cash balance at banks


@drewricomakeubu wrote:


this dude is literally just trolling everybody. Albeit, he got me for a few. This person has been acting overly arrogant about a quite idiotic strategy and just called this a fico geek forum. Very common troll behavior, I should know, I used to be one. 

Don't worry about updating us trolleo, no one will care and heck, most of us already know the outcome homie. IF you're even serious at this point. 


Oh, I don't know, I'm not so doom and gloom as some here.  There is a real chance he will get some CLI, just as he would anyway, and if so he can come and declare success "You see!!! You all know nothing!" even with a small CLI.

Message 84 of 121
leo187um
New Contributor

Re: Cash advances to boost cash balance at banks

Well, if I was that stupid, this thread wouldn't have gotten this long right??

Can I at least get credit for that, you elder gods of the credit card space? 

Message 85 of 121
longtimelurker
Epic Contributor

Re: Cash advances to boost cash balance at banks


@Remedios wrote:

This is just the saddest thread I've ever seen on this forum, and I've seen quite a few 

 

 


At the same time as we have:

 

Why is everyone so secretive about sharing CEO's e... - myFICO® Forums - 6655601

 

?

 

 

Message 86 of 121
sznthescore
Established Contributor

Re: Cash advances to boost cash balance at banks


@leo187um wrote:

Well, if I was that stupid, this thread wouldn't have gotten this long right??

Can I at least get credit for that, you elder gods of the credit card space? 


Congratulations, want a cookie? 

REBUILDER CARDS




Goal: FICO 700+
Message 87 of 121
JoeRockhead
Senior Contributor

Re: Cash advances to boost cash balance at banks


@longtimelurker wrote:

@Remedios wrote:

This is just the saddest thread I've ever seen on this forum, and I've seen quite a few 

 

 


At the same time as we have:

 

Why is everyone so secretive about sharing CEO's e... - myFICO® Forums - 6655601

 

?

 

I'm over here like.....


1b1.gif

Message 88 of 121
Remedios
Credit Mentor

Re: Cash advances to boost cash balance at banks


@longtimelurker wrote:

@Remedios wrote:

This is just the saddest thread I've ever seen on this forum, and I've seen quite a few 

 

 


At the same time as we have:

 

Why is everyone so secretive about sharing CEO's e... - myFICO® Forums - 6655601

 

?

 

 


These two theads should engage in cage match, then winning thread should fight any "omg, it's metal" thread 

Message 89 of 121
Remedios
Credit Mentor

Re: Cash advances to boost cash balance at banks


@JoeRockhead wrote:

@longtimelurker wrote:

@Remedios wrote:

This is just the saddest thread I've ever seen on this forum, and I've seen quite a few 

 

 


At the same time as we have:

 

Why is everyone so secretive about sharing CEO's e... - myFICO® Forums - 6655601

 

?

 

I'm over here like.....


1b1.gif


Can you share please? 

I can afford corn but popcorn is a little outside of my budget right now 

Message 90 of 121
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