Cash benefits...

[Anonymous]

How much do you all clear per year in card benefits.  With my new rotation I should be clearing a little over $1000 per year, just for spending money.  My primary contributor will be the Cash+ card's 5% on cell phone bills.  My bill is about $500 per month. 

[Anonymous]

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@Anonymous wrote:

How much do you all clear per year in card benefits.  With my new rotation I should be clearing a little over $1000 per year, just for spending money.  My primary contributor will be the Cash+ card's 5% on cell phone bills.  My bill is about $500 per month. 

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You have to define more what counts.  So, sign up bonuses for example?  And, if so, how do you value them?  Is 40K UR $400 or considerably more etc.

Rewards on real spend tend to be a fairly small amount of the benefits

[Themanwhocan]

My cell phone bill is $8.33 a month. Verizon.

[Anonymous]

No sign-up bonuses.  Just straight benefits. 

I have 10 people on my phone plan, and for managing everyone on the plan I have it to where I almost pay nothing personally, but managing everyone is like a job at times.  I get stiffed regularly and we typically have overages in different areas.  Excited about the benefits of the Cash+ with 5%. 

BTW, I've already made over $100 using my Discover Deals in about 2 months worth of use.  I cleaned up on a 15% cash-back bonus at Petsmart. 

[Anonymous]

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@Anonymous wrote:

No sign-up bonuses.  Just straight benefits. 

I have 10 people on my phone plan, and for managing everyone on the plan I have it to where I almost pay nothing personally, but managing everyone is like a job at times.  I get stiffed regularly and we typically have overages in different areas.  Excited about the benefits of the Cash+ with 5%. 

BTW, I've already made over $100 using my Discover Deals in about 2 months worth of use.  I cleaned up on a 15% cash-back bonus at Petsmart. 

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So DiscoverDeals counts?   Gets a little more complex!  Do we include TopCashBack, ebates etc then?

[Anonymous]

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@Anonymous wrote:

How much do you all clear per year in card benefits.  With my new rotation I should be clearing a little over $1000 per year, just for spending money.  My primary contributor will be the Cash+ card's 5% on cell phone bills.  My bill is about $500 per month. 

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$500 cell bill per month? That's more than an unlocked phone per month!

I pay tmobile ~$30 for 5GB of 4G LTE traffic for my nexus 5.

[Anonymous]

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@Themanwhocan wrote:

My cell phone bill is $8.33 a month. Verizon.

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how?! lol..

[takeshi74]

It's a bit difficult to include everything since I focus on UR points but on cash back alone $1,781 in the past 12 months.  That probably includes some UR points redeemed for less than they could have been though.  That does not include AmEx offers.

[Anonymous]

The issue with such discussions is it is very related to spending volume.    So I could have a poor strategy, using say a 1% card everywhere, but if I spend say $300K, I would appear to be getting quite a bit back

[Anonymous]

That is a great deal with T-Mobile.  We have 18 gigs of data on our plan with Verizon.  Service is exceptional.  Never had a problem with reception.  Only problem is that we have three people on the plan that tend to use most of the data, which causes regular overages. 

Anyway, just interested in a ball-park figure on how much people make and maybe some general ways in which they get there.  Would be interested in any tips.