@redheadtempe36 wrote:
Thanks Dumbee. I knew I was missing something.
I question if you can get consistently above 2.4% on most grocery spend because Chase and Discover can duplicate categories, but I was not factoring in the $250 AF.
BCE is 3% on up to $6K and there are other similar cards that are 3%, sometimes capped. Penfed Platinum Rewards is an effective 2.54% uncapped, so your questioning is misplaced!