Chance at getting best APR terms.

[Skye12329]

As for the venture cards:

VentureOne is a 3k starting
Venture is a 5k starting

[Anonymous]

good thing, I was looking at the wrong card...CSP is 15.99. Fredom prequal is 18.99 lol.

[creditconcept]

Gentlemen gentlemen, I hit the key next to the 5 by accident 4.

Anyway, I checked the cap one prequal and it said "no offors" I checked Chase and I got the slate at 17.99% and the CSP at 15.99%

Since I wanted the CPS anyway, I applied and got 5k @ 15.9%. I thought I was doing good, but then I checked again and it looks like they only offer 1 APR (15.9)on csp, is that true?

Anyway, this is my lowest APR now, and also my highest limit (by $750) since my fredom sits at 22.9 and my cap one at 20.9 Boa and Discover are the same at 18.9 (Student IT and boa 123)

Anyway, Still a productive afternoon......

[Anonymous]

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@creditconcept wrote:

Gentlemen gentlemen, I hit the key next to the 5 by accident 4.

Anyway, I checked the cap one prequal and it said "no offors" I checked Chase and I got the slate at 17.99% and the CSP at 15.99%

Since I wanted the CPS anyway, I applied and got @5k @ 15.9%. I thought I was doing good, but then I checked again and it looks like they only offer 1 APR (15.9)on csp, is that true?

Anyway, this is my lowest APR now, and also my highest limit (by $750) since my fredom sits at 22.9 and my cap one at 20.9 Boa and Discover are the same at 18.9 (Student IT and boa 123)

Anyway, Still a productive afternoon......

---

Yes, They offer one APR. You're either approved or you're not.

[creditconcept]

---

@Anonymous wrote:

---

@creditconcept wrote:

Gentlemen gentlemen, I hit the key next to the 5 by accident 4.

Anyway, I checked the cap one prequal and it said "no offors" I checked Chase and I got the slate at 17.99% and the CSP at 15.99%

Since I wanted the CPS anyway, I applied and got @5k @ 15.9%. I thought I was doing good, but then I checked again and it looks like they only offer 1 APR (15.9)on csp, is that true?

Anyway, this is my lowest APR now, and also my highest limit (by $750) since my fredom sits at 22.9 and my cap one at 20.9 Boa and Discover are the same at 18.9 (Student IT and boa 123)

Anyway, Still a productive afternoon......

---

Yes, They offer one APR. You're either approved or you're not.

---

Damn, thought I was special

haha

[Anonymous]

special is relative. you have your card. I have my prequal. That makes you more specialer than me.

[creditconcept]

I have another question,

When I fill out a pre-qual form on a site, does the bank actuall SP my credit report and compare it to their products, or does it just search their database for mailers they may have sent to me in the past?

thanks

[creditconcept]

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@Anonymous wrote:

special is relative. you have your card. I have my prequal. That makes you more specialer than me.

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I know, I cant wait for my card to arrive now!!

I am going to take it out of my wallet and put it shinny side up in the little plastic doggie bowle every time I go though a metal detector now! Be jealous people in line 

[Anonymous]

Chase has softed me about 4x in the last 6 weeks. I have checked the prequal more than that...I'm guessing they take a peek periodically. I was curious when the terms on the freedom were  going to change so I kept checking. They spam my mailbox like its gonna make me pull the trigger. 10 more weeks ya rotten buggers.

[chwebb1]

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@creditconcept wrote:

@Anonymous pulled the trigger, Got CSP at 4K @ 15.99%

Happy Day

Goodbye Garden

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Time to give up your Silver spade in your sig.

Congrats on your approval.