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Chances for CSP

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Anonymous
Not applicable

Chances for CSP

i just applied for the Chase Sapphire Preferred amd received the 30 Day notice. My credit profile is the following:

 

EX 707

EQ 727

TU 743

 

i have no late payments and no collections. i also make 60k. I also have a Chase Freedom with a 4k credit limit. My AAAOA is 4 years. I also have a car loan almost paid off. What would be my chances for approval?

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Chances for CSP

Since you are a VT fan... very low. Smiley Wink

But seriously, I would think you'd have a food chance. I'd definitely call the backdoor for a recon if you're denied.
Message 2 of 6
Anonymous
Not applicable

Re: Chances for CSP

Good chance** not food chance.

Stupid tablet lol
Message 3 of 6
rtw
Established Contributor

Re: Chances for CSP

I say you have a good chance. You may just want to call in to get a decision. Same thing happened to me in September. I didn't get an instant decision and thought I had been denied but they just needed to verify my information.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 4 of 6
Anonymous
Not applicable

Re: Chances for CSP

What number did you call to get their decision?

Message 5 of 6
rtw
Established Contributor

Re: Chances for CSP

I'm pretty sure it was one of the backdoor numbers on the stickies here.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 11K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 3.8K Barclays USAir 7/12 | 6K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
Message 6 of 6
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