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Hey Guys,
I was approved for $2,600 on this card a little over 2 months ago. I already ran over 5K on the card and PIF twice on both statements. I even overpaid on one of the statments.
I know it has only been 2 months but any chance of an increase without a hardpull if I call?
I hear of all these increases with CITI so now I'm getting anxious
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
Haha I'm on the same boat as you. I got mine 2 months ago and was thinking the same thing. Most people said the LUV button shows up at the 6 month mark. So I'll wait, if it doesnt show up then I'll go ahead and call Citi.
I'm pretty sure Citi likes an account to be open for at LEAST 6 months before they'll do a hard-free CLI. I've had my Plat Sel MC for 4 months now and no luv button yet. I wouldn't do it that soon anyway.
Citi generally requires accounts to be open 6 months before considering any type of CLI.
Generally eligible for a customer initiated CLI request with Citi after 6 months as PP.
Someone else just posted about citi luv button showing up after 3 months and they pushed it and it was soft and they got a screen to call, they did and got instant cli