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Chances of getting an AMEX

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hockey16z
Member

Chances of getting an AMEX

Hi, I was wondering what my chances of getting an Amex card just so I don't apply for no reason and get a HP from them. 

Current cards:

AU on Chase Sapphire $5k (a little over a year old) 

Discover IT Student $1k (just got it) 

Chase Freedom $500 (just got it) 

 

Forgot to add my TU score was 751 and my income is a little over $1k per month (student)

 

Do I have a decent chance at getting any of the AMEX cards, if so which? 

 

Thanks for the help

 

Message 1 of 27
26 REPLIES 26
09Lexie
Moderator Emerita

Re: Chances of getting an AMEX

We would need more information. Number of inq's, baddies, income, etc?
Message 2 of 27
hockey16z
Member

Re: Chances of getting an AMEX


@09Lexie wrote:
We would need more information. Number of inq's, baddies, income, etc?

Sorry updated my post 

Applied for 2 card a year and a half ago and the 2 I listed were within the last month

Message 3 of 27
09Lexie
Moderator Emerita

Re: Chances of getting an AMEX

If memory serves me correct, the Freedom was initially declined and you had to recon- correct?
Message 4 of 27
hockey16z
Member

Re: Chances of getting an AMEX


@09Lexie wrote:
If memory serves me correct, the Freedom was initially declined and you had to recon- correct?

Yes that's correct

Message 5 of 27
09Lexie
Moderator Emerita

Re: Chances of getting an AMEX

Message 6 of 27
hockey16z
Member

Re: Chances of getting an AMEX


@09Lexie wrote:
Which Amex are you looking at? Charge or revolver?

Not sure what the difference is, sorry, whatever I could get 

Message 7 of 27
ryanbush
Valued Contributor

Re: Chances of getting an AMEX


@hockey16z wrote:

@09Lexie wrote:
Which Amex are you looking at? Charge or revolver?

Not sure what the difference is, sorry, whatever I could get 


I'm sorry to sound so harsh but with 1k a month of income do you really need an AMEX?

My advice would be to use what you have for a year and then apply for a charge card.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 8 of 27
twall06
Frequent Contributor

Re: Chances of getting an AMEX

+1 if you do not need it and have no idea which one you want just wait and take care of the new accts you have.

Message 9 of 27
shane82388
Established Contributor

Re: Chances of getting an AMEX

Charge card AMEX would be easier but it seems you have a pretty good scores and some nice trade lines...

I know you have at least one inquiry on EX cuz of the freedom card...don't get one for AU card though...I think?
Message 10 of 27
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