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Hi, I was wondering what my chances of getting an Amex card just so I don't apply for no reason and get a HP from them.
Current cards:
AU on Chase Sapphire $5k (a little over a year old)
Discover IT Student $1k (just got it)
Chase Freedom $500 (just got it)
Forgot to add my TU score was 751 and my income is a little over $1k per month (student)
Do I have a decent chance at getting any of the AMEX cards, if so which?
Thanks for the help
@09Lexie wrote:
We would need more information. Number of inq's, baddies, income, etc?
Sorry updated my post
Applied for 2 card a year and a half ago and the 2 I listed were within the last month
@09Lexie wrote:
If memory serves me correct, the Freedom was initially declined and you had to recon- correct?
Yes that's correct
@09Lexie wrote:
Which Amex are you looking at? Charge or revolver?
Not sure what the difference is, sorry, whatever I could get
@hockey16z wrote:
@09Lexie wrote:
Which Amex are you looking at? Charge or revolver?Not sure what the difference is, sorry, whatever I could get
I'm sorry to sound so harsh but with 1k a month of income do you really need an AMEX?
My advice would be to use what you have for a year and then apply for a charge card.
+1 if you do not need it and have no idea which one you want just wait and take care of the new accts you have.