Chances of getting chase sapphire

[creditwatcher2012]

Just opened a NFCU cash rewards 25k reporting to all 3 reports, utilization around 10%, scores hovering around 670, a few inquires 10-15 on all 3 right now, about half from auto loans... Would like to apply for the CSP and get approved for maybe 10k, have had 2 other chase cards for 1+ years

[mongstradamus]

i know its not an guaranteed approval but have you tried the pre qual link on chase website, should give you an good idea of your chances?

[toppers555]

I think you need to ask yourself if you really need this card. you just recieved your 25k line , and I recall you just recently did a bt from chase.   If you are apporved you more likely will get a 5k limit and on recon , I am sure an anayist is going be worried with this being a new account you just opened and is a big increase.

[creditwatcher2012]

Right, I really just want it for the dining rewards I eat out almost every night? So would you say there's a good possibility I will get it thru recon with 5k?

[missjae]

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@creditwatcher2012 wrote:
Just opened a NFCU cash rewards 25k reporting to all 3 reports, utilization around 10%, scores hovering around 670, a few inquires 10-15 on all 3 right now, about half from auto loans... Would like to apply for the CSP and get approved for maybe 10k, have had 2 other chase cards for 1+ years

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@I was approved for the Sapphire (my first Chase card) @ 5K in July with roughly the same scores, more inquiries, and high util.  My highest limit was only 3K at the time and I didn't have to recon.  If you go for it, good luck!!

[09Lexie]

That's really hard to say. Your new line just started to report but there have been a few that were approved without a $5k CL at all. If you have a solid banking relationship you could try. Refresh my memory, what's your profile?

[creditwatcher2012]

No baddies, just a few 30/60 day lares from 3 years ago ford credit, recently opened a 23.5 k auto loan, have several small low limit store card, 25k NFCU, 4k freedom, 1700 chase BP, 1k Apple Barclays, 1k merrick, 800 cap1, 800 cap 1, 700 cap1, 500 cap1

[09Lexie]

If it's approved, it'll be based on your history with Chase. The NFCU is too new to take into consideration. I wish you luck!

[creditwatcher2012]

Okay thanks!

[youngandcreditwrthy]

Good luck! Chase seems to value existing relationships quite highly