Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores? 
@Anonymous wrote:Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores?
Haven't done it, but I know you can do it. I would imagine it shortens your billing cycle, because I doubt a lender is going to give you additional time to pay. Instead they will probably push your due date up and shorten the billing cycle for that particular month. Doesn't have anything to do with your scores.
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@red259 wrote:
@Anonymous wrote:Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores?
Haven't done it, but I know you can do it. I would imagine it shortens your billing cycle, because I doubt a lender is going to give you additional time to pay. Instead they will probably push your due date up and shorten the billing cycle for that particular month. Doesn't have anything to do with your scores.
Thanks Red! 
@Anonymous wrote:Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores?
Yes. I did it. I was having one Chase Card with a due date. Then I got another Chase card and due date was different. I had asked them and they had changed it to be same as first Chase card.
To my knowledge, it doesn't affect your score at all. Late payment or not paying minimum does affect negatively....
@s_haliz wrote:
@Anonymous wrote:Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores?
Yes. I did it. I was having one Chase Card with a due date. Then I got another Chase card and due date was different. I had asked them and they had changed it to be same as first Chase card.
To my knowledge, it doesn't affect your score at all. Late payment or not paying minimum does affect negatively....
When they changed the 2nd card, did they push it back? In other words, did you have a shorter grace period then the usual 3 weeks?
@Anonymous wrote:
@s_haliz wrote:
@Anonymous wrote:Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores?
Yes. I did it. I was having one Chase Card with a due date. Then I got another Chase card and due date was different. I had asked them and they had changed it to be same as first Chase card.
To my knowledge, it doesn't affect your score at all. Late payment or not paying minimum does affect negatively....When they changed the 2nd card, did they push it back? In other words, did you have a shorter grace period then the usual 3 weeks?
Actually it was longer than 4 weeks. But then again this was done before I even started my first swipe (the moment I had received the card I called them). So technically they did not loose anything. YMMV.
@Anonymous wrote:Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores?
3 things i always do when i get a Credit Card, #1 i change the due date to my liking, #2 i give them my P.O. box as the mailing address and #3 i set the Card Pin, i'll give you an example, if your due date is NOV-20 and you tell them that you want your new due date to be on the 10th of every month then your new due date will be on DEC-10 instead of the NOV-20 that you had before, it does NOT affect your Credit Score 
@Anonymous wrote:Has anyone called their CC company and requested a change to their CC due date?
I want to have all my CCs due at the end of the month instead or having them all over the calendar.
How's does that affect the billing since some cards may go for up to 6 weeks without a statement? Will this affect my scores?
My current job pays me once a month on the last business day of the month so yes it's much easier for me to have all my bills due the first of the month. I pay everything online and like to do it "active" rather than scheduled after a couple of scheduled hicups.
Ally Auto loan was happy to bump me from the 18th to the 25th (7 days grace period covers the 28-31st payday). Amazon and Lowes (both GE) were happy to adjust payment date. Frankly I've never heard "no we can't do that" from any company - Ally I called, everyone else I did online through either a menu item or SM customer support.
Very easy to do, no affect on score or credit "value" with any issurer I have.
