@Darinox wrote:I will definitely consider moving my assets now - I know HSBC has a good signup bonus and don't seem to be sensitive about inquiries/accounts.
HSBC isn't currently offering any incentives for investment banking. You would need at least Premier status in order to apply for the Premier WEMC, and past the signup bonus that's not a very good card compared to Chase's offerings. You'd need to use all of the credits and spend at least $10k annually in the travel category just to break even with Sapphire Preferred (in which case there would be no reason to have CSP instead of CSR), and unless you didn't use the travel credit on Sapphire Reserve for some reason there is no possibility of ever reaching a break-even point with that card compared to CSR. Plus, with HSBC there are no transfer partners or other cards using the same rewards system to combine higher earnings with.
Are your assets of an amount high enough that your leaving Chase for HSBC will be personally discussed at the next JPM shareholder meeting, or are you possibly just punishing yourself to make a point (that no one at Chase will ever give a thought to) on 5/24 that frankly won't be an issue if you allowed a bit of time?
@K-in-Boston wrote:
@Darinox wrote:I will definitely consider moving my assets now - I know HSBC has a good signup bonus and don't seem to be sensitive about inquiries/accounts.
......
Are your assets of an amount high enough that your leaving Chase for HSBC will be personally discussed at the next JPM shareholder meeting, ......?
LOL 
@notmyrealname23 wrote:
@Remedios wrote:
@Darinox wrote:Here's a follow up to this post
You don't seem too happy with their process, either.
If you thought Chase was difficult, you picked a weird lender to go with instead.
Well, that whole course of events sure showed Chase who wasn't going to be pushed around, I guess?
We see that a lot around here. People who make their own lives more difficult for revenge against a bank that they feel wronged them in some minor way. As if the bank who has 50m other customers cares.
"Closed my 10 year old credit card today, because it sounded like the customer service lady sighed when I demanded a 5x CLI or else I'd report her to her supervisor to have her fired. I don't care that it was my oldest card by 9 years. Just happy they won't have my business anymore."
"Asked to borrow a pen at the Wells Fargo branch yesterday, and they only had blue ink, no black ink. So I immediately went home and refinanced my house with a different bank, because daddy don't play no games like that."
If you were planning on leaving the bank anyways, then great. I understand closing the account after the straw breaks the camels back. But if you were otherwise happy before the recent event, you really have to take a minute to cool off and think about whether or not you're being rational.
OP was using Chase for personal checking & savings, business accounts, credit cards, and investing accounts, so obviously they liked *something* about Chase before this.
Total Loan Balance: $43k / $65k
Total SL: $78k