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Amex credit report
Just discovered that another way to check quickly about your 5/24 status can be found on Amex. I know that Credi Karma provides the dates of the accounts opened and the age of them.
the other day I was just glancing over the free report that Amex gives cardholders and it shows me at 5. In a few months I should be 3/24. Not as detailed as CK, but can give you a quick number if you are concerned about where you are at in 5/24
@JLRDC909 wrote:
Amex credit report
Just discovered that another way to check quickly about your 5/24 status can be found on Amex. I know that Credi Karma provides the dates of the accounts opened and the age of them.
the other day I was just glancing over the free report that Amex gives cardholders and it shows me at 5. In a few months I should be 3/24. Not as detailed as CK, but can give you a quick number if you are concerned about where you are at in 5/24
I don't bother with their reports/scores because the last thing I need is another TU V3 score so I have never signed up.
My question is, does that include installment accounts (which are not part of 5/24) or only revolving accounts?
I don't think this counts AU cards. I have:
WWFCR (March 2020)
Jetblue (personal) 2020
Amex Platinum (personal) 2020
CFU AU (business use, but technically personal) 2021
Yet it says I have 3 new accounts.
But doesn't Chase include AU cards in x/24?
That number in their front-end will include all credit accounts where you are the primary, so it can both include accounts that Chase doesn't consider for 5/24 and exclude accounts that Chase does consider for 5/24.
Edit: wasCB14 , AU cards are included in 5/24. There have been reports of successful recon calls if there are 1 or 2 AU cards that caused one to fall outside of their acceptable range.
If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.
@Remedios wrote:If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.
Sometimes you're just old and forget things easily ![]()
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@imaximous wrote:
@Remedios wrote:If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.
Sometimes you're just old and forget things easily
Yes and sometimes, um, what was I going to say?
@Anonymous wrote:
@imaximous wrote:
@Remedios wrote:If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.
Sometimes you're just old and forget things easily
Yes and sometimes, um, what was I going to say?
"I think I'll use emojis in every post"
That's what you forgot and will probably forget again.