cancel
Showing results for 
Search instead for 
Did you mean: 

Chase 5/24 easy numbers check

tag
JLRDC909
Frequent Contributor

Chase 5/24 easy numbers check

Amex credit reportAmex credit report

Just discovered that another way to check quickly about your 5/24 status can be found on Amex. I know that Credi Karma provides the dates of the accounts opened and the age of them. 

the other day I was just glancing over the free report that Amex gives cardholders and it shows me at 5. In a few months I should be 3/24. Not as detailed as CK, but can give you a quick number if you are concerned about where you are at in 5/24

JR
Message 1 of 16
15 REPLIES 15
dragontears
Senior Contributor

Re: Chase 5/24 easy numbers check


@JLRDC909 wrote:

Amex credit reportAmex credit report

Just discovered that another way to check quickly about your 5/24 status can be found on Amex. I know that Credi Karma provides the dates of the accounts opened and the age of them. 

the other day I was just glancing over the free report that Amex gives cardholders and it shows me at 5. In a few months I should be 3/24. Not as detailed as CK, but can give you a quick number if you are concerned about where you are at in 5/24


I don't bother with their reports/scores because the last thing I need is another TU V3 score so I have never signed up. 

My question is, does that include installment accounts (which are not part of 5/24) or only revolving accounts? 

Message 2 of 16
wasCB14
Super Contributor

Re: Chase 5/24 easy numbers check

I don't think this counts AU cards. I have:

 

WWFCR (March 2020)

Jetblue (personal) 2020

Amex Platinum (personal) 2020

CFU AU (business use, but technically personal) 2021

 

Yet it says I have 3 new accounts.

 

But doesn't Chase include AU cards in x/24?

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 3 of 16
K-in-Boston
Epic Contributor

Re: Chase 5/24 easy numbers check

That number in their front-end will include all credit accounts where you are the primary, so it can both include accounts that Chase doesn't consider for 5/24 and exclude accounts that Chase does consider for 5/24.

 

Edit: wasCB14 , AU cards are included in 5/24.  There have been reports of successful recon calls if there are 1 or 2 AU cards that caused one to fall outside of their acceptable range.

Message 4 of 16
imaximous
Valued Contributor

Re: Chase 5/24 easy numbers check

Another issue with some of those reports is they don't include "closed accounts" and those are also considered if the account is less than 24 months old.

I have 2 closed account within the 24-month frame and they don't show in the new accounts tab.
Message 5 of 16
Remedios
Credit Mentor

Re: Chase 5/24 easy numbers check

If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.  

 

 

 

Message 6 of 16
imaximous
Valued Contributor

Re: Chase 5/24 easy numbers check


@Remedios wrote:

If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.  

 


Sometimes you're just old and forget things easily Smiley Very Happy

Message 7 of 16
DONZI
Established Contributor

Re: Chase 5/24 easy numbers check

@JLRDC909 

 

More detail is available via:

 

Credit Summary

While lenders look at a variety of factors to determine credit worthiness, these are a few of the most important. You can view the details of your credit report here.
2014 credit2020 credit2021 credit2023 credit
paypal credit imagecredit card imagecredit card imagecredit card imagecredit card imagecharge card imagecredit card imagecredit card imagecharge card imagecharge card image
[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 8 of 16
Anonymous
Not applicable

Re: Chase 5/24 easy numbers check


@imaximous wrote:

@Remedios wrote:

If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.  

 


Sometimes you're just old and forget things easily Smiley Very Happy


Yes and sometimes, um, what was I going to say?

Message 9 of 16
Remedios
Credit Mentor

Re: Chase 5/24 easy numbers check


@Anonymous wrote:

@imaximous wrote:

@Remedios wrote:

If one is applying so often where they forget how many revolving accounts they opened in last two years, they are probably over 5/24.  

 


Sometimes you're just old and forget things easily Smiley Very Happy


Yes and sometimes, um, what was I going to say?


"I think I'll use emojis in every post" 

 

That's what you forgot and will probably forget again. 

Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.