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Simple solution. Have the AU removed from the account and then apply.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@RM21 wrote:
I want to say the AU does count, from past threads I've read, but I'm not certain. It may be worth doing a search to see what you find.
I believe the AU does count initially, but you can call in and recon and explain its only an AU. I think the better way to handle it is to remove the AU card, because who knows if you will get a recon person that will be difficult.