Chase 5/24 rule and AU

[Anonymous]

If I add an AU to a credit card will that count against them for the 5/24?

I believe that some lenders report the history as when the AU was added rather then when the card was opened.

For example if I add my wife to several cards it might be more then the 5 in 24.

I would really like to get her in with chase.

[dragontears]

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@Anonymous wrote:

If I add an AU to a credit card will that count against them for the 5/24?

I believe that some lenders report the history as when the AU was added rather then when the card was opened.

For example if I add my wife to several cards it might be more then the 5 in 24.

I would really like to get her in with chase.

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Really a YMMV situation as people can (and have been) denied due to AU accounts. Some have had luck getting the AU account disregarded during recon others have not. 

If she wants a Chase card the best thing is to hold off on adding her to your cards that will put her over 5/24

[mrfufoppss]

put her on a Card thats 2yrs or older then it wont count against the 5/24 or get another chase Card and add her to the App its like you are Co signing. also she might want to open a chase checking account immediately if she dont have one yet.she also going to have to Build some History of her own to get in chase they dont take Just AU for approvals 99 percent of the time. her only way in (right now) is you Add her to a New app for a Chase card