They're all over the place with this. I got 10.99 this AM, OP got 12.99, and now she's in with 8.99.
Not gonna put a balance on this card anyway, but it doesn't hurt to activate.
@SoCalifornia wrote:
@Remedios wrote:😐
Nah, they are probably hoping I do cash advance on this one now
I've been with Chase for so long, it's like we've been married for 70 years and the only reason I did not poison them yet is because I know I'm only staying alive to spite them. Or maybe I watched too much Dateline
We're the best frenemies ever!
@Remedios wrote:
@SoCalifornia wrote:
@Remedios wrote:😐
Nah, they are probably hoping I do cash advance on this one now
I've been with Chase for so long, it's like we've been married for 70 years and the only reason I did not poison them yet is because I know I'm only staying alive to spite them. Or maybe I watched too much Dateline
We're the best frenemies ever!
I'm only a Western Union transfer away... I'll be ready 
In the last two weeks I've added two items to AMEX card Plan It amounts, $1,368 at an effective 7.9% APR for three payments, the other as $2,682 for 8.8% APR for three payments. And any other charges on those cards don't incur interest/fee costs.
It's not the same as the "all in promotional APR" that cards may send, but has better flexibility when an actual large charge turns up that you want to amortize, particularly one that generates rewards points.
@FinStar wrote:
@Remedios wrote:
@SoCalifornia wrote:
@Remedios wrote:😐
Nah, they are probably hoping I do cash advance on this one now
I've been with Chase for so long, it's like we've been married for 70 years and the only reason I did not poison them yet is because I know I'm only staying alive to spite them. Or maybe I watched too much Dateline
We're the best frenemies ever!
I'm only a Western Union transfer away... I'll be ready
First you bring Wonder Woman into this, then you minimize my pain and suffering. We cannot be friends 
@CreditCuriosity wrote:@SoCalifornia BTW wasn't trying to take anything away from you btw with your offer as that certainly isnt a bad APR for a CC if one needs to carry a balance. Kudos to you for a good apr relative to your cards. As stated by @FinStar it will go back to the regular apr after the period. Also as mentioned customers can't initiate and APR reduction. I think I had my card 5 years before they offered my a permanent one without me asking and several others got it in the same time frame as well. Just keep building your profile and depending on tons of factors APRs from existing lenders will decline or go up based on various factor and new lenders will certainly give you apr's that are lower in the future. Credit with various lenders is unique to each lender and what they are willing to do or not do.
Nah, no worries. I'm far enough long in my journey to know that it's all relative. I wouldn't have asked if I felt ashamed in any way. Loyalty and time yield better rewards, plain and simple.