Great evening Fico Fam
I will be apping for one of these cards in early January, I just want to get some feedback from those who have one of these cards. your experience with the cards will help me make an Informative decision. your Pros and Cons are Very Welcome. I have already missed out on $170 worth of cash back rewards dating back exactly 1 year from today according to Amazon, I shop on Amazon Like crazy, so this card is a must have.
here are my Questions as follows:
Which Bank is better to deal with in your experience using the Amazon card Card?
Does Chase Amazon get's frequent CLI?
Does Sync Amazon Store Card get Frequent CLI?
Should I believe the Nightmare reviews about both cards that I have read on Amazon about difficulty in Making Payments?
Which Amazon Card is the toughest to get?
Which Credit Bureau does Sync look at?
Thanks everyone
@Anonymous wrote:i have chase amazon...
ive had it for nearly 2 years now. i started off with 2k SL, and ive had zero CLIs. I use it frequently. zero baddies. unsure why ive never received a CLI. apparently chase is tight with them in general. ive read plenty of comments about how chase does not bend with apr reduction or CLI.
cant speak to the other options out there. zero issues with chase in general, just know that ive had no luck advancing this card ever.
rick
I was thinking of going with the Chase Amazon because it's a physical Card, how is it making payments? have you had any issues?
@The-Credit-Disciple wrote:
I was thinking of going with the Chase Amazon because it's a physical Card, how is it making payments? have you had any issues?
I have an Amazon Prime Store Card through Synchrony Bank. I received a physical card, however, the credit is only good on Amazon. I started with a $1,300 CL and after a little over a year, I have a $3,400 CL. The best feature of the card is I receive a 5% back as a store credit on everything I purchase. As for Chase, well I am 2 years in the garden before I apply for a Chase 5/24 card.
@The-Credit-Disciple wrote:Great evening Fico Fam
I will be apping for one of these cards in early January, I just want to get some feedback from those who have one of these cards. your experience with the cards will help me make an Informative decision. your Pros and Cons are Very Welcome. I have already missed out on $170 worth of cash back rewards dating back exactly 1 year from today according to Amazon, I shop on Amazon Like crazy, so this card is a must have.
here are my Questions as follows:
Which Bank is better to deal with in your experience using the Amazon card Card?
Does Chase Amazon get's frequent CLI?
Does Sync Amazon Store Card get Frequent CLI?
Should I believe the Nightmare reviews about both cards that I have read on Amazon about difficulty in Making Payments?
Which Amazon Card is the toughest to get?
Which Credit Bureau does Sync look at?
Thanks everyone
Hey!
So I only have the Amazon Prime Store Card by Synchrony so I can't really relate to Chase's version but here it goes.
It was fairly easy to get approved for the store card, I had a credit score around 640ish when I was approved and my initial credit line was $800. It is also super easy to ask for credit line increases as the button is located right underneath your credit line (on the main page).
With this card you get 5x back on every transaction but the main feature of this card (at least from my perspective) is that you can finance your purchases interest free in like 6 months, 12 months and so on. I believe that the minimum amount that you have to spend to actually get a transaction financed is $600, then you can pay within 6 months interest free.
Making payments is actually super easy. I don't think that Synchrony has an app (as far as I know - I couldn't find it on the Apple Store) so you have to go online to pay your card but you don't even need to sign in to pay, it is really easy.
I honestly only got this card for the 5x back, specially because I shop a lot at Amazon so, from my perspective, it is worth it but as right now I am working on the minimum spend to get the SUB for the Amex Gold, I've been using that card when shopping at Amazon.com.
PS: You do get an actual card in the mail but it is kinda silly to have it on you anyways as you can only use the Amazon Store card when shopping online, haha!
@Medic981 wrote:
@The-Credit-Disciple wrote:
I was thinking of going with the Chase Amazon because it's a physical Card, how is it making payments? have you had any issues?I have an Amazon Prime Store Card through Synchrony Bank. I received a physical card, however, the credit is only good on Amazon. I started with a $1,300 CL and after a little over a year, I have a $3,400 CL. The best feature of the card is I receive a 5% back as a store credit on everything I purchase. As for Chase, well I am 2 years in the garden before I apply for a Chase 5/24 card.
Sync seems to be generous with the CLI. I shop on Amazon far too much. My Wifey said i will be super Crazy not to get an amazon Card. I missing out on to much money Via Cash back
@Anonymous wrote:
@The-Credit-Disciple wrote:Great evening Fico Fam
I will be apping for one of these cards in early January, I just want to get some feedback from those who have one of these cards. your experience with the cards will help me make an Informative decision. your Pros and Cons are Very Welcome. I have already missed out on $170 worth of cash back rewards dating back exactly 1 year from today according to Amazon, I shop on Amazon Like crazy, so this card is a must have.
here are my Questions as follows:
Which Bank is better to deal with in your experience using the Amazon card Card?
Does Chase Amazon get's frequent CLI?
Does Sync Amazon Store Card get Frequent CLI?
Should I believe the Nightmare reviews about both cards that I have read on Amazon about difficulty in Making Payments?
Which Amazon Card is the toughest to get?
Which Credit Bureau does Sync look at?
Thanks everyone
Hey!
So I only have the Amazon Prime Store Card by Synchrony so I can't really relate to Chase's version but here it goes.
It was fairly easy to get approved for the store card, I had a credit score around 640ish when I was approved and my initial credit line was $800. It was also super easy to ask for credit line increases as right underneath your credit line (on the main page) it has a button to request a credit line increase.
With this card you get 5x back on every transaction but the main feature of this card (at least from my perspective) is that you can finance your purchases interest free in like 6 months, 12 months and so on. I believe that the minimum amount that you have to spend to actually get a transaction financed is $600, then you can pay within 6 months interest free.
Making payments is actually super easy. I don't think that Synchrony has an app (as far as I know - I couldn't find it on the Apple Store) so you have to go online to pay your card but you don't even need to sign in to pay, it is really easy.
I honestly only got this card for the 5x back, specially because I shop a lot at Amazon so, from my perspective, it is worth it but as right now I am working on the minimum spend to get the SUB for the Amex Gold, I've been using that card when shopping at Amazon.com.
PS: You do get an actual card in the mail but it is kinda silly to have it on you anyways as you can only use the Amazon Store card when shopping online, haha!
Which Credit bureau does Sync Pull?
