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Nope!
@Justagirl73 wrote:Nope!
+1..
I can vouch personally that the 5/24 rule does not apply. I got approved for this card about a month ago and I was at probably 14/24. I also have old baddies reporting and I burned Chase back in 2009. Seems none is their normal rules apply on this card.
Its not under 5/24 but it still counts towards 5/24 though right?
@Anonymous wrote:Its not under 5/24 but it still counts towards 5/24 though right?
Yes, it counts towards 5/24, in the same way as other credit cards. So (as I guess your point is!) it's not "free" from that viewpoint, getting it may prevent you getting another chase card until you fall into 5/24 again
@AverageJoesCredit wrote:
Agreed, been reading a battle a brewing on whether it counts or not but id imagine it would since its a credit card, this case issued by Chase. If i got 4 others plus this in the last 2 yesrs id consider that 5 but maybe thats just me. Best way to beat 5/24 is just enjoy what you have and take a 2 yearr garden nap. That way when you want to apply for something Chase the doors are wide open and no more worries. Wonder how my profile will look in 2 years with no apps for ccs. What a myFicoLand dream
I don't think there is a battle about whether the Chase card counts (it's pretty clear it does, does anyone disagree?) I think the poster was referring to the Amazon store cord. Most people here say that store cards (that report) count towards 5/24, a few articles, such as on DoC say they don't if they are purely for use within a store