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Chase Amazon Visa is about to get better

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Anonymous
Not applicable

Re: Chase Amazon Visa is about to get better


@Anonymouswrote:

@DantGwyrdd

Yes, but  both these are both promo pricing, just wondering why you would choose equal pay.


Maybe if you want the payment calculated for you and added to your minimum amount due each month.  Or for those who use autopay to pay the minimum... this ensures the promo purchase will be paid off without getting hit with interest at the end.

 

For most of us, we'd probably choose the special financing and just pay it off like any 0% promo on any other card.

 

Message 21 of 98
Gregory1776
Valued Contributor

Re: Chase Amazon Visa is about to get better


@DantGwyrddwrote:

@Gregory1776wrote:

Oh thAts sweet! So happy I got mine! Can’t wait to get a CLI! I hope they’ll auto increase, but I’m not using more than 10% so I doubt it... 

 

btw, is that your APR? 15.5? 

 

And what are you looking up to get those ads?? 😂😂😂😂😂😂😍😍


Yup, 15.49 is my APR for the card. Not to dissapoint, but I wouldn't hold my breath on the auto CLI -- I've had the card for years and it's been stuck at the starting limit Smiley Very Happy

 

P.S. Not sure what ads you're referring to? Ads of  Scandinavian women, dating, traveling. It was a webpage, and I didn’t know on my phone. lol ok 


😔😔 That sucks. They gave me a 2K SL.

@I’d LIKE a minimum of 5K, I would rarely would spend more than 8.9% with that @ $445, but 10K (keeping it below 8.9%, $890) would be nice to have for when I get future Chase Card (CSP! 😍)

 

 



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 22 of 98
Anonymous
Not applicable

Re: Chase Amazon Visa is about to get better

So one thing you could do with this is see if you can coax Chase into giving you a CLI. Do this with all your purchases until a high balance builds up, let it report, and then pay it off.

The downside is losing the 5% on those items.
Message 23 of 98
joltdude
Senior Contributor

Re: Chase Amazon Visa is about to get better

I think Chase is trying to compete with not just Sync with this feature..... I know iv used Blispay for Amazon before....

This would absolutely blow Blispay out of the water due to just the lower minimum to finance...  So by offering this they kill both Blispay and Sync in one go....

 

Though theres still 2% CB on even financed purchases with Blis....

-J

 

Message 24 of 98
DantGwyrdd
Frequent Contributor

Re: Chase Amazon Visa is about to get better


@Anonymouswrote:

@DantGwyrdd

Yes, but  both these are both promo pricing, just wondering why you would choose equal pay.


Because I'm sure there'll be semi-convoluted rules about how your payment is applied if you're not PIFing and have both promo (the regular kind, not equal pay) and non-promo balances, equal pay just makes it simpler. It also literally forces you to pay off your promo balance before interest hits instead of choosing to leave it until later and then not having money to pay off the whole thing before getting hit with interest -- there's definitely people for whom this option will be the only one to actually pay the promo balance in full and not end up carrying it past the promo period.

 

@: I believe the question is what are *you* looking at on the internet Smiley Tongue Funnily enough, $5k is my starting and current limit and so far it's been more than sufficient for me so I'm not complaining too hard about no CLIs.

Message 25 of 98
Gregory1776
Valued Contributor

Re: Chase Amazon Visa is about to get better

That’s the funny thing. Mostly just this and tools,lol



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 26 of 98
pizza1
Community Leader
Super Contributor

Re: Chase Amazon Visa is about to get better


@Gregory1776wrote:

Oh thAts sweet! So happy I got mine! Can’t wait to get a CLI! I hope they’ll auto increase, but I’m not using more than 10% so I doubt it... 

 

btw, is that your APR? 15.5? 

 

And what are you looking up to get those ads?? 😂😂😂😂😂😂😍😍


I saw it too, LOLOL..Apparently a few of us could see the "ads", LOL..

Message 27 of 98
Gregory1776
Valued Contributor

Re: Chase Amazon Visa is about to get better

😆😆😆😆👀



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 28 of 98
DantGwyrdd
Frequent Contributor

Re: Chase Amazon Visa is about to get better

Well sorry about that folks, I guess postimg decided to cease being SFW at some point (I use uBlock so I didn't see any ads at all). Thankfully @Irish80 was nice enough to fix that for me Smiley Happy

Message 29 of 98
redpat
Senior Contributor

Re: Chase Amazon Visa is about to get better

Lol!  Why does everyone think this has do with chase competing?  This offer is the same as Sync because amazon is the one that offers the 0% not chase.  0% purchase arrangements are made w/ companies and CCC all the time and the companies pay a vig to the CCC or financing companies for that offering.

 

It’s just Amazon trying to get a bigger market share w/ Chase customers, nothing more.

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 30 of 98
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