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Chase Amazon.com Rewards Visa Card

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Anonymous
Not applicable

Chase Amazon.com Rewards Visa Card

I recently was approved for the Chase freedom card and noticed Chase offered an amazon card, that has 3% back on amazon purchases.

I use Amazon quite a bit and figured if I got that card I could use it if the freedom 5% back calendar cycle wasnt on Amazon 

The advice I was looking for is, is it smart to apply when I applied for the CSP 2 months ago and was denied, then applied and got the freedom one month ago?

I dont want to appear credit hungry and my ulimate goal is to get the CSP in the near future, building a relationship with chase seems like a smart move

 

Anyone have the Amazon card? How do you like it? I assume the cash back goes into the points pool for your whole chase account and isn't tied to one card 

 

Is it wise to have so many applications in such a short time? especially with the same bank?

Message 1 of 15
14 REPLIES 14
injustifiiable
Valued Contributor

Re: Chase Amazon.com Rewards Visa Card


@Anonymous wrote:

I recently was approved for the Chase freedom card and noticed Chase offered an amazon card, that has 3% back on amazon purchases.

I use Amazon quite a bit and figured if I got that card I could use it if the freedom 5% back calendar cycle wasnt on Amazon 

The advice I was looking for is, is it smart to apply when I applied for the CSP 2 months ago and was denied, then applied and got the freedom one month ago?

I dont want to appear credit hungry and my ulimate goal is to get the CSP in the near future, building a relationship with chase seems like a smart move

 

Anyone have the Amazon card? How do you like it? I assume the cash back goes into the points pool for your whole chase account and isn't tied to one card 

 

Is it wise to have so many applications in such a short time? especially with the same bank?


I believe people like the Sallie Mae card from Barclays better for Amazon since they do 5% year round...

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 2 of 15
Anonymous
Not applicable

Re: Chase Amazon.com Rewards Visa Card

I understand that there are better cards out there for amazon, the idea is that I will be able to accumulate the cash back from that card with the cash back from my freedom, also with the CSP when I am able to get it, The goal is to accumulate points for flights etc...

Message 3 of 15
Anonymous
Not applicable

Re: Chase Amazon.com Rewards Visa Card

I like the Amazon card and use for Amazon and pharmacy purchases. I had the opposite experience as you and was denied for the freedom, and then instant approval on both the chase amazon and ritz carlton the same night. Approved with something around a 680 if I remember correctly
Message 4 of 15
CreditCuriosity
Moderator Emeritus

Re: Chase Amazon.com Rewards Visa Card


@Anonymous wrote:

I understand that there are better cards out there for amazon, the idea is that I will be able to accumulate the cash back from that card with the cash back from my freedom, also with the CSP when I am able to get it, The goal is to accumulate points for flights etc...


Kinda think I am following you, but the Amazon I don't believe you can transfer to the freedom/CSP the freedom/csp use UR's.. Not sure what the amazon uses, but not UR.. So I doubt you can transfer... Hopefully this helps in your decision.

Message 5 of 15
Anonymous
Not applicable

Re: Chase Amazon.com Rewards Visa Card

I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha

 

Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card

 

I guess I don't have more than one chase card though and I'm a bit confused now

If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?

 

If not then the card system I have in my head is completely useless 

Message 6 of 15
Anonymous
Not applicable

Re: Chase Amazon.com Rewards Visa Card


@Anonymous wrote:

I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha

 

Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card

 

I guess I don't have more than one chase card though and I'm a bit confused now

If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?

 

If not then the card system I have in my head is completely useless 


I'm pretty sure the Amazon card doesn't earn Chase UR (Ultimate Rewards points). Points earned on the Freedom are UR points and are transferrable to the Sapphire Preferred. The Chase Ink cards also earn UR points. 

Message 7 of 15
Anonymous
Not applicable

Re: Chase Amazon.com Rewards Visa Card


@Anonymous wrote:

@Anonymous wrote:

I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha

 

Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card

 

I guess I don't have more than one chase card though and I'm a bit confused now

If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?

 

If not then the card system I have in my head is completely useless 


I'm pretty sure the Amazon card doesn't earn Chase UR (Ultimate Rewards points). Points earned on the Freedom are UR points and are transferrable to the Sapphire Preferred. The Chase Ink cards also earn UR points. 


This correct.  The points you get on the Amazon card usage can be used to offset the prices of future buys on Amazon and cannot be TRANFERRED to the ultimate rewards.

Message 8 of 15
Anonymous
Not applicable

Re: Chase Amazon.com Rewards Visa Card

You are right, it does'nt, just checked their website. Thanks, I guess it's not good to assume things. I'd rather not have the card then, you still are getting more than 1%, but it would be in a separate cash back account. I don't shop at amazon that much to justify it, plus there are better cards out there for it, if thats the case

Message 9 of 15
Anonymous
Not applicable

Re: Chase Amazon.com Rewards Visa Card

Unless you're spending in the several thousands per year on Amazon, I don't think it's worth it. I would keep using the Freedom card you have now and try again for the CSP in a few months. 

Message 10 of 15
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