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I recently was approved for the Chase freedom card and noticed Chase offered an amazon card, that has 3% back on amazon purchases.
I use Amazon quite a bit and figured if I got that card I could use it if the freedom 5% back calendar cycle wasnt on Amazon
The advice I was looking for is, is it smart to apply when I applied for the CSP 2 months ago and was denied, then applied and got the freedom one month ago?
I dont want to appear credit hungry and my ulimate goal is to get the CSP in the near future, building a relationship with chase seems like a smart move
Anyone have the Amazon card? How do you like it? I assume the cash back goes into the points pool for your whole chase account and isn't tied to one card
Is it wise to have so many applications in such a short time? especially with the same bank?
@Anonymous wrote:I recently was approved for the Chase freedom card and noticed Chase offered an amazon card, that has 3% back on amazon purchases.
I use Amazon quite a bit and figured if I got that card I could use it if the freedom 5% back calendar cycle wasnt on Amazon
The advice I was looking for is, is it smart to apply when I applied for the CSP 2 months ago and was denied, then applied and got the freedom one month ago?
I dont want to appear credit hungry and my ulimate goal is to get the CSP in the near future, building a relationship with chase seems like a smart move
Anyone have the Amazon card? How do you like it? I assume the cash back goes into the points pool for your whole chase account and isn't tied to one card
Is it wise to have so many applications in such a short time? especially with the same bank?
I believe people like the Sallie Mae card from Barclays better for Amazon since they do 5% year round...
I understand that there are better cards out there for amazon, the idea is that I will be able to accumulate the cash back from that card with the cash back from my freedom, also with the CSP when I am able to get it, The goal is to accumulate points for flights etc...
@Anonymous wrote:I understand that there are better cards out there for amazon, the idea is that I will be able to accumulate the cash back from that card with the cash back from my freedom, also with the CSP when I am able to get it, The goal is to accumulate points for flights etc...
Kinda think I am following you, but the Amazon I don't believe you can transfer to the freedom/CSP the freedom/csp use UR's.. Not sure what the amazon uses, but not UR.. So I doubt you can transfer... Hopefully this helps in your decision.
I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha
Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card
I guess I don't have more than one chase card though and I'm a bit confused now
If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?
If not then the card system I have in my head is completely useless
@Anonymous wrote:I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha
Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card
I guess I don't have more than one chase card though and I'm a bit confused now
If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?
If not then the card system I have in my head is completely useless
I'm pretty sure the Amazon card doesn't earn Chase UR (Ultimate Rewards points). Points earned on the Freedom are UR points and are transferrable to the Sapphire Preferred. The Chase Ink cards also earn UR points.
@Anonymous wrote:
@Anonymous wrote:I have absolutley no idea what you mean by UR...I hate these acronyms in the forums, they are hard to find on google and I feel stupid not knowing, then its like of course it means that, how did I not realize haha
Since it is offered by Chase and is a cash back card I assumed that you got the cash back in the form of points, which was added to your other cash back with chase and their system. It seems weird that it would be a different system to me for that card
I guess I don't have more than one chase card though and I'm a bit confused now
If you have a freedom and CSP do the points earned through both not go into the same points pool?, or at least have the option to transfer one card's points to another?
If not then the card system I have in my head is completely useless
I'm pretty sure the Amazon card doesn't earn Chase UR (Ultimate Rewards points). Points earned on the Freedom are UR points and are transferrable to the Sapphire Preferred. The Chase Ink cards also earn UR points.
This correct. The points you get on the Amazon card usage can be used to offset the prices of future buys on Amazon and cannot be TRANFERRED to the ultimate rewards.
You are right, it does'nt, just checked their website. Thanks, I guess it's not good to assume things. I'd rather not have the card then, you still are getting more than 1%, but it would be in a separate cash back account. I don't shop at amazon that much to justify it, plus there are better cards out there for it, if thats the case
Unless you're spending in the several thousands per year on Amazon, I don't think it's worth it. I would keep using the Freedom card you have now and try again for the CSP in a few months.