@colindidit wrote:I was originally approved for a 400 CL but had to wait for approval, i recently called to get a credit increase and they increased me to 600 even tho i asked for 750. They said they would mail me the reason why my credit limit wasnt increased to what i wanted. In the mail the other day the reason for their only giving me 600 was as follows: you already have all the credit we can offer you. Is this for good? or until my income/credit score gets better. It was kind of misleading and made me not wanna use the card.
Chase seems to have a preset internal limit for a credit profile. I am sure as you develop a good payment history, scores improve, etc that they will extend more credit.
100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Yes. I reached that internal limit when I double apped for amazon and freedom. (That's why I got the 1.5k limit on freedom). They said improve credit and establish a payment history with them and the internal limit would go up. Mine wasn't limited by income but by CR data. (I have a good income)
