Chase Application Question

[Anonymous]

What's up party people? There is a check box next to "Yes, my credit history is clear of bankruptcies or seriously delinquent accounts and I have not been denied credit by Chase within the last 6 months." on the application. It's been 5 months since I was denied but there's a bonus going on that'll end before my 6 month mark is up, but I was wondering if this makes a difference in getting approved because I can move forward to the next part of the app so it isn't required for me to check. Other than the 6 month thing, everything else checks out. 

[Anonymous]

---

@Anonymous wrote:

What's up party people? There is a check box next to "Yes, my credit history is clear of bankruptcies or seriously delinquent accounts and I have not been denied credit by Chase within the last 6 months." on the application. It's been 5 months since I was denied but there's a bonus going on that'll end before my 6 month mark is up, but I was wondering if this makes a difference in getting approved because I can move forward to the next part of the app so it isn't required for me to check. Other than the 6 month thing, everything else checks out. 

---

Isn't going to make a difference, they know if you have applied and been denied.

[Anonymous]

---

@Anonymous wrote:

What's up party people? There is a check box next to "Yes, my credit history is clear of bankruptcies or seriously delinquent accounts and I have not been denied credit by Chase within the last 6 months." on the application. It's been 5 months since I was denied but there's a bonus going on that'll end before my 6 month mark is up, but I was wondering if this makes a difference in getting approved because I can move forward to the next part of the app so it isn't required for me to check. Other than the 6 month thing, everything else checks out. 

---

I always check it. It's mostly there as a "Are you sure you wanna apply?"

[chalupaman]

Don't think it makes much a difference with regards to getting approved for the card. I wouldn't have gotten Southwest a month after getting denied for Amazon Visa last summer for example.

[CreditCuriosity]

I don't believe you have to even check it to proceed

[Anonymous]

---

@Anonymous wrote:

What's up party people? There is a check box next to "Yes, my credit history is clear of bankruptcies or seriously delinquent accounts and I have not been denied credit by Chase within the last 6 months." on the application. It's been 5 months since I was denied but there's a bonus going on that'll end before my 6 month mark is up, but I was wondering if this makes a difference in getting approved because I can move forward to the next part of the app so it isn't required for me to check. Other than the 6 month thing, everything else checks out. 

---

I've never seen that on Chase. When I applied for the Marriott Rewards card, I don't remember it being on there.

[Anonymous]

I think it's there just to show you're being honest? They will see it anyway so I'm not sure. I had late payments about two and a half years old and checked the box, then was instantly approved for $18k CSP. So obviously YMMV.

[rlx01]

They show that box on some apps but not others, even for the same product.

Depends how you get to the page.

The mobile application doesn't ask that question.

[rlx01]

@starky85: checking the box means you're clear, not that you have baddies...