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Chase Auto CLI "Use it Hard"

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Chase Auto CLI "Use it Hard"

I've seen a lot of people say to use your card hard if you want an auto CLI from Chase. Does that mean to have a high balance (close to your CL) report every month or is it sufficient to get close to your CL and then pay it off before your statement cuts?

Message 1 of 13
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Senior Contributor

Re: Chase Auto CLI "Use it Hard"


@scientifics wrote:

I've seen a lot of people say to use your card hard if you want an auto CLI from Chase. Does that mean to have a high balance (close to your CL) report every month or is it sufficient to get close to your CL and then pay it off before your statement cuts?


This should be sufficient...its the heavy usage that generally counts for a lot with Chase in particular FWIU...  no need to skew UTI unecessarily.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 2 of 13
Frequent Contributor

Re: Chase Auto CLI "Use it Hard"


@score_building wrote:

@scientifics wrote:

I've seen a lot of people say to use your card hard if you want an auto CLI from Chase. Does that mean to have a high balance (close to your CL) report every month or is it sufficient to get close to your CL and then pay it off before your statement cuts?


This should be sufficient...its the heavy usage that generally counts for a lot with Chase in particular FWIU...  no need to skew UTI unecessarily.


FWIU?

Message 3 of 13
Contributor

Re: Chase Auto CLI "Use it Hard"

FWIU = from what I understand

 

 

Message 4 of 13
Established Contributor

Re: Chase Auto CLI "Use it Hard"

I was told by Chase that ever since the credit crunch, they do not do Auto CLI anymore.

 

Someone correct me if i'm wrong and they have received one since.

American Express Blue Cash Everyday $6600
Barclays US Airways Premier World Mastercard $14500
Chase Sapphire Preferred $5000
Chase Freedom Visa $1000
Chase United Explorer $8500
Citi AAdvantage Platinum Select Visa Signature $7500
Citi ThankYou Premier World Mastercard $7500
Message 5 of 13
Valued Contributor

Re: Chase Auto CLI "Use it Hard"

No auto CLI - that stinks!   Smiley Sad

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 6 of 13
Frequent Contributor

Re: Chase Auto CLI "Use it Hard"


@aftermath wrote:

I was told by Chase that ever since the credit cruch, they do not do Auto CLI anymore.

 

Someone correct me if i'm wrong and they have received one since.


My SO got his Freedom in Sept of 2010 (I got mine in October of 2010).  His was issued at $2,000 limit (mine at $3,000).

 

I use mine SIGNIFICANTLY more than he does, mine still sits at $3,000.  HIs, on the other hand, has gotten TWO auto-CLIs, once to $2,300, and most recently to $2,800.

 

So they are still doing CLI's.

-----------------------
My favorite card right now: Fidelity Investment Rewards Visa Signature
Message 7 of 13
Valued Contributor

Re: Chase Auto CLI "Use it Hard"

Good to know!

 

Thanks for this update.

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 8 of 13
Contributor

Re: Chase Auto CLI "Use it Hard"

Got an auto CLI on my Sapphire Preferred from 8K to 15.5K 6 weeks ago.  Was suprised since they had given me a Chase AARP Visa with an 8K limit in February.

 

Aside:  Have to laugh.  Came back from my self imposed exile to find out that I am a "New Contributor" after posting (albeit sporadically) for nearly 3 years Smiley Happy

Message 9 of 13
Established Contributor

Re: Chase Auto CLI "Use it Hard"

^ The forum has a ranking, you should check it out Smiley Happy


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