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Can someone get through if they're dinged the first time?
Here are a few numbers I found here: Backdoor Numbers. Hopefully they can help you.
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App recon)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Recons)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772
You can do the same thing with hard work
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Thanks!
Usually if you ask for a reconsideration, it is reviewed by an account manager. If that supervising acct. manager still declines the application, it is usually marked as having been reviewed. That particular application is probably done for. In the case of unsecuring a card, it is marked as declined for probably 30 days.
I had a chase mastercard for 1 year and never carried a balance before they closed it. I had a collection that I was disputing and they would not do a recon. I got the dispute off my CR and have since gotten a Kohl's card through Chase, now they are sending me offers to apply for cards. No thanks chase
Will it make a difference calling the corporate office?
No.