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Chase CLD for Non-Use

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NoMoreE46
Community Leader
Senior Contributor

Re: Chase CLD for Non-Use

DW got the same notice a few weeks ago for her Amazon card.  I think the CLD  is steep  (from  $10000 to $3000.) 

She doesnt care if it does reduce. 

 It wont domino  her 

profile @SOGGIE  if this CLD goes through  with scores in the 800s, thick and aged file.  

Message 21 of 23
Dilbert934
Regular Contributor

Re: Chase CLD for Non-Use

I love how they word it, like they're doing you a favor.  LOL

 

Not a big deal to opt out.  5 minutes on the phone after being on hold and it was a done deal.  Just said I wanted to opt out and he said "OK."  No explanation needed or questions asked.  

Amex Skymiles ReserveAmex Skymiles PlatinumAmex Blue Cash PreferredAmex GoldAmex EverydayBank Of America Preferred RewardsChase FreedomChase Freedom UnlimitedDiscover Cash BackBP VisaLowesBest BuyTarget Red CardCapital One SavorHome DepotUS Bank Altitude ConnectSynchrony Car CareChevron (Since High School)PayPal Credit
Message 22 of 23
MarkintheHV
Established Contributor

Re: Chase CLD for Non-Use


@TrapLine wrote:

@UncleB

 

May be time to just say good bye to Chase and focus on the cards I really use.


I did the same when Citi came after me.  I went ahead and closed my accounts with them and focusing on the cards I realliy use.

In My Wallet: MS AmEx Platinum | NFCU Flagship Visa 80k | AmEx MS Blue Cash Preferred 73.8k | Atmos Visa 41.5k
Message 23 of 23
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