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Chase CLI Feature through App

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ZackAttack
Established Contributor

Re: Chase CLI Feature through App

Interesting ... I just looked on my app and see it on my Freedom Flex that is 2+ years old and my latest Chase Amazon about 1 or 2 old. When I tap on it I do get the same message that someone has already said on this thread.

 

Not sure how that works but I turn 4/24 next month.

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 11 of 88
Jordan23ww
Valued Contributor

Re: Chase CLI Feature through App


@CatsFaninLex wrote:

That's the same message I got, but I'm at 4/24.  However, my Freedom Flex is only 2 months old, so that's probably the deciding factor for me.


@CatsFaninLex  thank you for sharing this info! 

         


Message 12 of 88
MachoHombre
Regular Contributor

Re: Chase CLI Feature through App

Just a data-point

I do not have the CLI option on either the app or on the website.

CSP, aprox 4.5(ish) years old.

Only chase product period.

Well under 5/24 and all other Chase drama.

Never received CLI (and never asked)

-Card gets very minimal swipes and dollars.

 

I'd be curious about asking for CLI if I knew it would be a Soft Pull.   HP, no way.

||
Message 13 of 88
M_Smart007
Legendary Contributor

Re: Chase CLI Feature through App

So I am guessing that, this is a newly introduced feature?,

that we really do not have any solid DP's about other than "I get nothing post"

 

"WE" do not even know if this is going to be a "HP" or a "SP' .. my advice, tread lightly on that button.

 

I wanted to add, a HP or two is NOT the end of the world. (unless you plan on a new mortgage within a year)

With a strong profile, most lenders will overlook them.

Message 14 of 88
luxlight
Regular Contributor

Re: Chase CLI Feature through App

Ahh **bleep**. I have 3 card with chase. One gave option for $500 increase, other gave $2500 increase. Wish i checked the 3rd one before i accepted. Once i accepted one offer, the other ones said they can't complete my request at the moment. Oh well



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 15 of 88
M_Smart007
Legendary Contributor

Re: Chase CLI Feature through App


@luxlight wrote:

Ahh **bleep**. I have 3 card with chase. One gave option for $500 increase, other gave $2500 increase. Wish i checked the 3rd one before i accepted. Once i accepted one offer, the other ones said they can't complete my request at the moment. Oh well


@luxlight, Congrats!

Was this online web portal or phone App?

Please report back, "IF" you receive a HP ?

or Are your credit reports unlocked?

Are you under 5/24?

 

We need DP'sSmiley Very Happy

Message 16 of 88
ZackAttack
Established Contributor

Re: Chase CLI Feature through App


@M_Smart007 wrote:

@luxlight wrote:

Ahh **bleep**. I have 3 card with chase. One gave option for $500 increase, other gave $2500 increase. Wish i checked the 3rd one before i accepted. Once i accepted one offer, the other ones said they can't complete my request at the moment. Oh well


@luxlight, Congrats!

Was this online web portal or phone App?

Please report back, "IF" you receive a HP ?

or Are your credit reports unlocked?

Are you under 5/24?

 

We need DP'sSmiley Very Happy


I, too, am interested if that is going to be a HP or SP. As we know Chase is always HP. 

 

Makes you wonder if Chase maybe loosening up on a few policy to help customers. :thinking:

MSGCU Rewards | $10.5kDiscover Cash It | $10kAmex BCE | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Flagship | $73kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Message 17 of 88
CreditMarathoner
Frequent Contributor

Re: Chase CLI Feature through App


@luxlight wrote:

Ahh **bleep**. I have 3 card with chase. One gave option for $500 increase, other gave $2500 increase. Wish i checked the 3rd one before i accepted. Once i accepted one offer, the other ones said they can't complete my request at the moment. Oh well


You seem to be the first one here to actually get a CLI through this mysterious new option.  Any indication of a hard pull?

 

Also, it seems that they give you an offer that you can accept or decline?  So you can see what you would get before you accept.  If the CLIs are still HP, you could decide if the pull is worth it before accepting.

 

While having a CLI option online is nice, if they're soft pull that's even better.  2 of my Chase cards could use some growth but I refuse to take a hard pull for a CLI.

 

That said, neither the website nor the app is giving me the option on any of my 3 cards.  Maybe it's being rolled out gradually?

 

I remember a similar discussion a few years ago about a "request CLI" link appearing online, but then the discussion stopped and (apparently) it disappeared from the website/app.  Maybe they are revisiting it now?  Hopefully it'll happen, and they'll move to SPs.  It would make sense considering most of their competition has been doing it that way for years now.

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 18 of 88
luxlight
Regular Contributor

Re: Chase CLI Feature through App

Ahh apologies. It was through the chase app. Didn't see it when i looked in my online. No hard pull and my all 3 bureaus are unlocked. As to 5/24 I'm honestly not sure but i think I'm right at 3 or 4. Couldn't find an easy way to check through credit karma. Shouldn't be a hard pull as when i checked for each card, it mentioned being preapproved before i could accept the $ CLI increase and mentioned there being no effect on credit account. Wish i took screenshots sadly



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 19 of 88
M_Smart007
Legendary Contributor

Re: Chase CLI Feature through App

Found this elsewhere ..seems to be only (1) person that this has worked for 🤔

If I were that person, i'd rush out and buy a lottery ticket!

 

CLI snip.png

Message 20 of 88
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