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Chase CLI Feature through App

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OmarGB9
Community Leader
Super Contributor

Re: Chase CLI Feature through App


@M_Smart007 wrote:

Found this elsewhere ..seems to be only (1) person that this has worked for 🤔

If I were that person, i'd rush out and buy a lottery ticket!

 

CLI snip.png


It might be slowly starting up/being rolled out?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 21 of 88
M_Smart007
Legendary Contributor

Re: Chase CLI Feature through App


@OmarGB9 wrote:

@M_Smart007 wrote:

Found this elsewhere ..seems to be only (1) person that this has worked for 🤔

If I were that person, i'd rush out and buy a lottery ticket!

 

CLI snip.png


It might be slowly starting up/being rolled out?


In the credit world, i guess anything is possible.?

Usually Chase CLI's & re-allocations are reflected in the account Immediately,

At least in all the years I have been with them.

Heck, I was approved for A Chase Marriott card on a "Black Star Pre-Approved" glitch @Anonymous/24.

Message 22 of 88
Mdowning30
Established Contributor

Re: Chase CLI Feature through App

@CatsFaninLex Thanks for this very useful info ! It sure would be great if it is a soft pull, and i see it through my card accounts. Unfortunately you have to wait atleast 6 months with your Chase card to be eligible for a CLI. My CFU SL was $500, i was approved for the CSP and Amazon Prime card a couple months ago. Since i was approved for the minimum $5000 on my CSP and $1500 on the Amazon Prime, i transfered $1000 over to my CFU bringing it to $1500, then asking for a CLI at 6 months bringing it to its current $3000. I product changed to the Freedom Flex, next i will try to bring it up to $5000.

Chase Freedom Unlimited : $2000 | Discover It Chrome : $2700 | AmEx CS Investor : $6000 | Chase Sapphire Preferred : $2000 | Chase Amazon Prime : $600 | AmEx Hilton Surpass : $1000 | AmEx Business Plus : $2000 | AmEx Platinum CS : POT $2800 | Tower Federal CU : $15,000 | Lowes Commercial Account : $1,000 | WF Bilt Mastercard : $4,000 | Shell Fleet Plus : $1,000 | Truist Future Card : $6000 | USBank Smartly Card : $500 |
Starting Score: 512
Current Score: 700
Goal Score: 700+

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Message 23 of 88
Xarquinn
New Contributor

Re: Chase CLI Feature through App

The link is available on the website for my account but unfortunitally I recieved the same message as others about not being available at this time.

Screenshot from 2022-09-29 23-28-21.png

Starting Score: Low 500's (BK Ch7 Discharged 3/2010) Back in with almost all of the creditors that I burned.
Current Scores: 780 - 800 (BK dropped off Nov 2019)
Alliant CU Visa 10k; Merrick Bank 0.4k (keeping for age); Lowes 30k; Target MC 13k; Capital One 8k; PayPal 10k; Total Rewards (Comenity) 25k; Amex BCP 38k; Discover 28k; PenFed 15k, Chase Amazon 20k; FNBO 30k; Citibank 37.5k; X1 33k. Local Credit Union HELCO: 97k. Utilization around 30% incl HELCO
Message 24 of 88
CreditMarathoner
Frequent Contributor

Re: Chase CLI Feature through App

Still no CLI option on any of my 3 Chase cards.

 

4+ years of perfect history with them and 800+ FICOs aren't good enough I guess.

 

Maybe I don't put enough spend through them.  Sorry Chase if I'm not rich enough.

 

Or it's just a slow rollout or just a few select folks get in on the "beta test".

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 25 of 88
M_Smart007
Legendary Contributor

Re: Chase CLI Feature through App


@CreditMarathoner wrote:

Still no CLI option on any of my 3 Chase cards.

 

4+ years of perfect history with them and 800+ FICOs aren't good enough I guess.

 

Maybe I don't put enough spend through them.  Sorry Chase if I'm not rich enough.

 

Or it's just a slow rollout or just a few select folks get in on the "beta test".

 


It could be a slow rollout / beta test or profile dependant ¯\_(ツ)_/¯

 

I got [NO] increase link on any of my cardsSmiley Sad

 

 

(Click image to enlarge)(Click image to enlarge)

 

 

 

Message 26 of 88
M_Smart007
Legendary Contributor

Re: Chase CLI Feature through App

Well got the famous "Request a credit limit increase link" on all my Chase cards ..

 

Here it goes ... all CB's locked. and wait for it ....(well ..actually no wait)

 

 

(Click image to enlarge)(Click image to enlarge)

 

(Click image to enlarge)(Click image to enlarge)

 

sorry @FinStar , I will be more mindful of large images.Smiley Sad

Message 27 of 88
Chazzay12
Frequent Contributor

Re: Chase CLI Feature through App

Just to share my data. I was just approved for FU card last week (still haven't even received it) and I do see the "request credit online increase" button on the webpage but Not the app. I clicked on it just to see and it says this offer is not available like others have posted. 

Obviously I knew I wasn't eligible for a cli but was just curious if the button was there on a brand new chase member - and it is.

Looking forward to hearing from those that are able to go through with the request if it is in fact a SP. 

Discover It (Student) $1500 | Capital One QS $2300 | Amex BCE $4800 | Chase FU $3200 | Amex Green NPSL | CSP $4200 | Discover it $3000
Car loan w/ Langley 3.5%
Homeowner since April 2023

Starting Score: 580s
Current Score as of May 2024: EX 668, TU 671, EQ 646
Goal Score: 700+, working on paying high utl cc debt


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Message 28 of 88
CreditMarathoner
Frequent Contributor

Re: Chase CLI Feature through App

I noticed in @M_Smart007 's screenshot that the URL shows "targetedCreditLineIncrease", like it's a targeted offer like the bonus cashback offers they toss out from time to time.

 

I guess this means you have to be "targeted" to receive the offer.

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 29 of 88
Curious_George2
Valued Contributor

Re: Chase CLI Feature through App

Add one more DP in support of the slow rollout theory. The link first appeared for me yesterday (on mobile only). I got the Sorry, Nope message, but that's beside the point. 

Gotta give Chase credit for the direction they are headed with CLIs. They used to be one of the worst, with one or even multiple HPs for every request. Now they look like one of the leaders, with SPs and instant, firm offers that can be accepted or declined by the cardholder.

 

I'm not totally sure how I feel about how they handle the rejections. On the one hand, I appreciate the speed and certainty of them saying no CLI offer is available. On the other hand, it looks like they aren't sending out AA letters, so we don't get any information about what we can do to change the answer. 

Message 30 of 88
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