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Chase CLI Feature through App

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Blender
Established Contributor

Re: Chase CLI Feature through App


@learningcredit54 wrote:

@Blender wrote:

Im not quite there yet lol but my current gross income is 78.5k and as of next week will adjust to 178.5k gross. Should i be putting gross or net incomes? My current TL are in signature.


@Blenderthat is a nice increase in income. I prefer an income increase like this one over a CLI any day. As I have learned on this forum - finances over FICO. Congrats on that one


I appreciate it. Kinda hoping one will help me get the other lol scores took a hit for those three cards but Id like to get a CSP in a few weeks once my utilization drops. Should i wait until January (6 mos since i opened CFF) to apply for that? Any idea? 

10/2024


Message 71 of 88
CreditMarathoner
Frequent Contributor

Re: Chase CLI Feature through App

I am seeing the "request credit line increase" in the Android app but not on the website.  But when I clicked it, I got the "no soup for you" message.

 

For those who were able to get one and have multiple Chase cards, did you have to try each one separately or do you click the "request..." link on any card and it shows you which cards have CLI offers available?  I only tried the link on my CSP, not on all 3.

 

The image posted by @bourgogne seem to indicate when you click the link it shows which cards (one or many) have offers available.

 

For whomever mentioned about not receiving an AA letter on a denial, this isn't a request for CLI per se, but looking to see if a pre-approved CLI offer exists already, at which point you can accept it, or if you don't have any, no fuss no muss.  I wonder if they're starting to do this in lieu of automatic CLIs.

 

 

    
Open Tradelines: 4 Revolvers, 1 Mortgage / Garden Start Date: 10/1/2021 / Garden Goal: don't have one right now
TCL: $26,500 / AAoA: 8y6m / AoYA: 1y5m / Inqs: 1EX 0TU 1EQ / FICO8 Feb 2023: 848(TU) 843(EX)
Message 72 of 88
Adkins
Legendary Contributor

Re: Chase CLI Feature through App

I don't have the option, but my card is about four months old. 


Last HP 08-07-2023



Message 73 of 88
ngoaa
New Contributor

Re: Chase CLI Feature through App


@luxlight wrote:

Ahh **bleep**. I have 3 card with chase. One gave option for $500 increase, other gave $2500 increase. Wish i checked the 3rd one before i accepted. Once i accepted one offer, the other ones said they can't complete my request at the moment. Oh well


Late to the party but same with me. I had offers on all three of my Chase cards and decided to go with Reserve and now the other two are gone.

 

But SP without speaking to an agent? Count. Me. In. This might actually be my first ever CLI from HP-Happy Chase lol 

 

CSR.png

Message 74 of 88
Anonymous
Not applicable

Re: Chase CLI Feature through App

@ngoaa Congratulations!

Message 75 of 88
learningcredit54
Regular Contributor

Re: Chase CLI Feature through App

The option has finally appeared on my account - but no offer available yet. Understandable as I am only 6 months in with Chase Preferred.

Business Cards:
Amex Business Plus: 6000 // Amex Business Hilton Honors: 3000 // Amex Delta Gold: 4900 // Amex Business Platinum NPSL POT 5000 // Amex Business Gold NPSL POT 15000

Personal Cards:
Discover It Cash Back: 8000 // Chase Saphire Preferred: 5000 // Truist Enjoy Beyond: 4500 // Amex Blue Cash Preferred: 1000 // Cap1SavorOne: 2000 // Cap1 Secured Platinum: 200 // Cap1 QuiksilverOne 2000 // Citi Double Cash: 5200 // Amex Platinum NPSL POT 4000 // Amex Gold NPSL POT 1750


GOAL SCORES 750 ACROSS
Message 76 of 88
SaintMortichai
Contributor

Re: Chase CLI Feature through App

So I requested a CLI using the button in the Chase app for my father. He only has the Southwest Rapid Rewards card. It is over 13 years old. He has always paid on time and in full. He is at 1/24 and rarely asks for CLIs. He was preapproved for $2,500. Message stated there is no credit inquiry for preapproved credit increase offers. It asked to verify income. Submitted the request. Bumped him up to a $8,500 CL from $6,000. Nice, helps me out too since I'm an AU on that card!


Bank of America Customized Cash Rewards: $6,000 | Capital One Quicksilver WEMC: $6,500 | Comenity GameStop PowerUp Rewards: $2,800 | Rooms to Go: $250 | Best Buy Citi Visa: $2,800 | Chase Amazon Prime Visa: $3,400 | Target RedCard: $2,500 | Chase Freedom Flex: $3,000 | Chase Freedom Unlimited: $25,000 | Chase Sapphire Preferred: $7,500 | Elan Max Cash Preferred: $2,000 | PayPal Cashback MasterCard: $9,000 | Venmo Visa: $700 | SoFi: $3,500 | American Express Blue Cash Everyday: $1,000 | X1 Visa Signature: $5,000

AU cards - Discover IT: $14,000 | Southwest Rapid Rewards: $8,500 | BoA Customized Cash Rewards WEMC: $16,000 | BoA Customized Cash Rewards Visa: $10,000 | Home Depot: $14,500 | Citi Custom Cash: $5,300 | Discover It: $2,500 | Capital One Savor One: $500

Cards I Want: American Express Blue Business Cash, American Express Blue Cash Preferred, Capital One Savor One, Capital One Venture X, Capital One Walmart Rewards, Citi Custom Cash, Synovus Cash Rewards

OFFICIALLY GARDENING UNTIL SUMMER 2024! Start date: 9.17.22
Message 77 of 88
CreditCharmer
Regular Contributor

Re: Chase CLI Feature through App

I get this same message.  I have a Chase Freedom Unlimited.  No CLI's and Ive had this card since 9/2021.  It's just not my time to shine with Chase.  Amex, BOA, and NFCU have been very generous to me.  Stay diligent, good luck.

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.









Take the myFICO Fitness Challenge


Message 78 of 88
SlideOrInsert
Regular Contributor

"Request a credit limit increase" returned to chase online

capture.png

 

this is my oldest account (10/2007). to keep it from being closed I only use it once per year and I have an adult child as an authorized user to pad her profile.

 

when I checked the account today, I happened to notice "Request a credit limit increase" is back under account services.

 

I last saw this on my account in 2019. I utilized it and it was a hard pull from experian. after that, it went away as I have checked for it every few months.

 

the somewhat odd limit has bothered me for a while now. Smiley Frustrated

 

any recent data points?

 

upgrade
9/2022
$30000
nfcu
8/2020
$20000
nfcu
12/2018
$30000
bofa
8/2016
$30000
citi
3/2016
$21000
discover
5/2014
$20000
chase
10/2007
$8900
Message 79 of 88
M_Smart007
Legendary Contributor

Re: "Request a credit limit increase" returned to chase online

Message 80 of 88
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