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Chase CLI - New application

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Anonymous
Not applicable

Chase CLI - New application

myfico.PNG

I have no relationship with Chase at all AND this is the first Chase trade line.

When I am not happy with SL shown - my initial SL was around 30k with Citi and BoA last year, the underlined paragraph - if you want diffrent credit line...... has any real meaning?

And if I call and ask, will it be an another HP?

 

Message 1 of 17
16 REPLIES 16
M_Smart007
Legendary Contributor

Re: Chase CLI - New application

Congratulations on your approval!

Message 2 of 17
Anonymous
Not applicable

Re: Chase CLI - New application

Thank you...but the answer is?

Message 3 of 17
AllZero
Mega Contributor

Re: Chase CLI - New application

Congratulations on your approval!
Message 4 of 17
Brian_Earl_Spilner
Credit Mentor

Re: Chase CLI - New application

Typically, chase will give you the highest limit they're comfortable giving on approval. You can recon, but can expect a hard pull as they hard pull for everything.

    
Message 5 of 17
M_Smart007
Legendary Contributor

Re: Chase CLI - New application


@Anonymous wrote:

Thank you...but the answer is?


That is a pretty decent limit, if you ask for more? ..it will be a HP and no guarantee that you would get anymore.

Message 6 of 17
Anonymous
Not applicable

Re: Chase CLI - New application


@Brian_Earl_Spilner wrote:

Typically, chase will give you the highest limit they're comfortable giving on approval. You can recon, but can expect a hard pull as they hard pull for everything.


Got it....  I think still worth it since I stay at IC hotels a lot and they treat me accordingly.   Just not happy with initial SL when I know it will not grow much.

Message 7 of 17
SouthJamaica
Mega Contributor

Re: Chase CLI - New application


@Anonymous wrote:

myfico.PNG

I have no relationship with Chase at all AND this is the first Chase trade line.

When I am not happy with SL shown - my initial SL was around 30k with Citi and BoA last year, the underlined paragraph - if you want diffrent credit line...... has any real meaning?

And if I call and ask, will it be an another HP?

 


Yes I believe it will be another HP.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 17
ChargedUp
Senior Contributor

Re: Chase CLI - New application

While they were nothing earth shattering, I've had 3 SP CLI's so far. The last one happened when I put ~$3500 in plane tickets on my CSP which had a $5K CL at the time. At statement cut, they raised my CL to $6500.

 

Show Chase you need a higher line with heavy use. They tend to take notice and SP CLI's can happen.

Message 9 of 17
BmoreBull
Established Contributor

Re: Chase CLI - New application

Congrats, that's a SL that a lot of us would drool over. 😂



Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021
Goal Scores: 700 across all three
Message 10 of 17
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