@icyhot wrote: I know everyone says it's useless trying to get a CLI with Chase and it's best to apply for another card and move the limit since it's a HP anyway. My question is if I do that, how soon can I move the limit after being approved, and if it's immediately and I close the card all together, will it report? I know some banks don't report cards til after a statement cuts and some (Cap One) will report it whether it was immediately closed or not
I don't know why everybody says that it's useless trying to get a CLI with Chase. Its very possible and happens routinely.
Also, Chase sometimes offers you a CLI without a hard pull. This is only offered if you initiate a request. Similar to an auto credit limit increase in that it requires no hard pull, except its not automatic. I coin the term as manual credit limit increase. I'll note that this is usually on the strong profiles (high use, pay in full, good credit scores).
