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Chase CLI question

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j_casteel
Valued Contributor

Chase CLI question

I just got my card in the mail today. I called and activated it and asked about a CLI because I'm interested in doing a BT but wanted to maintain good UTI. The CSR informed me that it would be a second HP even though they only pulled my credit last week. Is there a good backdoor # to call and try to do this or will it be a second HP no matter what number I call? I didn't go for it because I didn't want the second HP.

Thanks
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 1 of 11
10 REPLIES 10
myjourney
Super Contributor

Re: Chase CLI question

2nd HP no matter what sorry Smiley Sad

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 11
fused
Moderator Emeritus

Re: Chase CLI question

I second what myjourney posted.

Message 3 of 11
j_casteel
Valued Contributor

Re: Chase CLI question

Well, darn...I'll just wait then. I got some nice bumps from GE today so that makes up for it!
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 4 of 11
j_casteel
Valued Contributor

Re: Chase CLI question


@myjourney wrote:

2nd HP no matter what sorry Smiley Sad


Thanks for the info

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 5 of 11
azguy13
Senior Contributor

Re: Chase CLI question

Yea, Chase is HP happy. I would love a CLI from them but its not worth the HP for me. 

Message 6 of 11
maiden_girl
Valued Contributor

Re: Chase CLI question

Chase is HP happy. It will be another HP unfortunately Smiley Sad

As of 2017, rebuilding...
Message 7 of 11
hot4u
Established Contributor

Re: Chase CLI question

Chase is a hard nut to crack.

Many instead of asking for a CLI have had better luck applying for another card and got alot higher limit then if asked for a CLI.

My example as a test to see if true.

Chase Freedom was 500.00 starting limit was going to ask for CLI

Decided to apply for CSP got 12,000 starting limit.

Then called next day had them transfer x Amount to Freedom


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise/Defender.
Amex’s- BCE, Hilton, SPG®, PRG® and Blue®, NFCU Cash Rewards, FHB Destinations World Elite.
- Amex Centurion,(Citi) Executive/Platinum® Advantage


Alaska Airlines
Message 8 of 11
j_casteel
Valued Contributor

Re: Chase CLI question


@hot4u wrote:

Chase is a hard nut to crack.

Many instead of asking for a CLI have had better luck applying for another card and got alot higher limit then if asked for a CLI.

My example as a test to see if true.

Chase Freedom was 500.00 starting limit was going to ask for CLI

Decided to apply for CSP got 12,000 starting limit.

Then called next day had them transfer x Amount to Freedom


how long did you wait to do that?

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 9 of 11
maiden_girl
Valued Contributor

Re: Chase CLI question


@j_casteel wrote:

@hot4u wrote:

Chase is a hard nut to crack.

Many instead of asking for a CLI have had better luck applying for another card and got alot higher limit then if asked for a CLI.

My example as a test to see if true.

Chase Freedom was 500.00 starting limit was going to ask for CLI

Decided to apply for CSP got 12,000 starting limit.

Then called next day had them transfer x Amount to Freedom


how long did you wait to do that?


As far as I know...there isn't a waiting period. You can do it as soon as the account is approved and open...assuming you already have the physical card.

As of 2017, rebuilding...
Message 10 of 11
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