@Skye12329 wrote:
If i am not given an auto-increase by March i will ask for one. However i was wondering with Chase is it automatic when you ask for one they give you a amount? OR do you have to tell them how much you want and see if they approve,counter, or deny?
Chase CLI is a HP, you need to contact them with your desired amount. Secure message works. I didn't go ahead because of the HP. This is the body of their message to me:
"In order to get your account reviewed for credit limit increase, you need to authorize Chase to obtain a copy of your credit report, credit bureau history and any other information in order to determine if the request can be approved. This would be a hard pull on your credit report. We are unable to request for a credit limit increase without a hard credit inquiry. If you wish to request for credit line increase in future, please reply to this email with the following information:
* Gross Annual Income (Alimony, child support or separate maintenance income need not be revealed if you do not want to consider these as a basis for repayment. Gross Annual Income is income that you are able to use for repaying your debts. Examples may include income earned from salaries, investments, rental properties, Social Security benefits and retirement accounts.)
* Total credit line you are requesting (Current credit line plus amount of requested increase.)
By submitting a request for a credit line increase, you authorize Chase to obtain a copy of your credit report, credit bureau history and any other information in order to determine if the request can be approved. After your request has been processed, you will be notified of the outcome via email. If you have any further questions, please reply using the Secure Message Center."
