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Chase CLI request

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Anonymous
Not applicable

Chase CLI request

Is there an option in the Chase online acct to request a CLI? I dont see one.

I thought i might get an auto-CLI after 6 months but nope. 

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase CLI request

I believe you must ask via SM or phone call..

Message 2 of 7
lord_kinbote
Established Contributor

Re: Chase CLI request

Chase may provide auto increases, but customer initiated credit limit increases are always hard pulls.

You will see recommendations here to app for a new chase card and transfer limits. With that said, co-branded cards by Chase typically provide higher limits.

As an example, I have 4 chase cards and my Marriott card had a starting limit of 28k, so I moved the limit around with no HP required. Keep in mind, apping for a new card will be a bit more intrusive due to AAoA impact.
Message 3 of 7
kdm31091
Super Contributor

Re: Chase CLI request

You can app and move limits around but as stated you will be taking an AAOA ding.

 

I think it's better to just suck it up and take the HP for a CLI. A HP on its own is really not a big deal. A HP, new account and AAOA ding is worse, especially when you're simply applying for the 2nd card to get a "CLI".

 

 

Message 4 of 7
Anonymous
Not applicable

Re: Chase CLI request

I just did this yesterday. My mileageplus account had an auto CLI about 9 months ago from 4k to 7k and now I wanted to see how far I can push them. Requested CLI to 30k over the phone yesterday and behold, I've got the 30k a day later (no messages, just visible online). Very satisfied with the process although it did require a HP...

Message 5 of 7
NRB525
Super Contributor

Re: Chase CLI request


@Anonymous wrote:

I just did this yesterday. My mileageplus account had an auto CLI about 9 months ago from 4k to 7k and now I wanted to see how far I can push them. Requested CLI to 30k over the phone yesterday and behold, I've got the 30k a day later (no messages, just visible online). Very satisfied with the process although it did require a HP...


Congratulations! If you are going to get hit with the HP anyway, make them tell you you can't have $30k. Or that you can have $30k Smiley Happy

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 6 of 7
takeshi74
Senior Contributor

Re: Chase CLI request

 
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