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Chase CLI via Soft Pull

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Dustink
Valued Contributor

Re: Chase CLI via Soft Pull

This morning I called the CEO's* secretary at [Number deleted]. I asked her to have somebody get back in touch with me about my credit card and then she took down my info.

 

*CC department

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 11 of 44
Anonymous
Not applicable

Re: Chase CLI via Soft Pull

You wil never success. Them aways ask a hard pull
Message 12 of 44
Joteism
Regular Contributor

Re: Chase CLI via Soft Pull

@CreditChampion - I don't think that's the case. I recently got approved for Chase Amazon and called back an hour later for a limit increase and the rep said it'd be a HP. Later that evening I called three other people (2 in recon and 1 regular CSR) and all three said that it'd be a HP. They would not budge.

Message 13 of 44
bobvette
Regular Contributor

Re: Chase CLI via Soft Pull


@Joteism wrote:

@CreditChampion - I don't think that's the case. I recently got approved for Chase Amazon and called back an hour later for a limit increase and the rep said it'd be a HP. Later that evening I called three other people (2 in recon and 1 regular CSR) and all three said that it'd be a HP. They would not budge.


+1

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Message 14 of 44
FinStar
Moderator Emeritus

Re: Chase CLI via Soft Pull


@Anonymous wrote:
You wil never success. Them aways ask a hard pull

Let's let the OP provide the outcome - it may result in HP or SP.  The Chase EO has a bit more flexibility as an escalated channel but it depends on the issue.  However, one should not abuse the EO privilege as an attempt to avoid the HP (permissible purpose) or FICO "hit" in lieu of available/standard channels that can address the matter at hand.

Message 15 of 44
Dustink
Valued Contributor

Re: Chase CLI via Soft Pull


@FinStar wrote:

@Anonymous wrote:
You wil never success. Them aways ask a hard pull

Let's let the OP provide the outcome - it may result in HP or SP.  The Chase EO has a bit more flexibility as an escalated channel but it depends on the issue.  However, one should not abuse the EO privilege as an attempt to avoid the HP (permissible purpose) or FICO "hit" in lieu of available/standard channels that can address the matter at hand.


Standard channels would deny the CLI even with a HP.

 

The low limit on my freedom is killing utilization and dropping my score. I am unable to use the intro period because the card gets maxed out so quick.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 16 of 44
zeusta20
Established Contributor

Re: Chase CLI via Soft Pull

I too am interested in seeing what's happened!
Bank of America Cash Rewards Visa Sig-15k
Chase Sapphire Reserve Visa Infinite-10k
Chase Freedom-4k
1st Financial Bank USA-11.4k
USAA Amex-7.5k
USAA Visa Sig-7k
Citi Thank you Preferred-4.8k
Citi Diamond-2k
Amex Gold-NPSL

FICO8-11/2017
EX: 737
EQ: 722
TU: 735
Message 17 of 44
Creditseeker93
Valued Member

Re: Chase CLI via Soft Pull

I was just about to call the number you posted, but then I'm like I'll just wait for you to report back first Smiley Happy
***AMEX PLATINUM NPSL *******AMEX BCP 23,100***** CITI DOUBLE CASHBACK $5,900 *****Chase Sapphire Preferred $10,000 **** Chase Freedom $8,000 *****Sears Mastercard Platinum $5,000 **** Macy's Star Rewards $1,000 ***** American Express BCE $24,900 (AU) **** *****Discover IT $8,500 (AU)*****
Message 18 of 44
FinStar
Moderator Emeritus

Re: Chase CLI via Soft Pull


@Creditseeker93 wrote:
I was just about to call the number you posted, but then I'm like I'll just wait for you to report back first Smiley Happy

Why not go through the standard channel for your CLI?  I doubt you have extenuating circumstances that would deem escalating to the EO - unless Chase has for some reason failed to deliver or you have exhausted any reconsideration efforts or other avenues?

Message 19 of 44
CreditChampion
Frequent Contributor

Re: Chase CLI via Soft Pull

@bobvette @Joteism They say that but it actually isnt.

Fico Scores:800+Club

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PenFed Promise 5K
Message 20 of 44
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