@Anonymous wrote:Mostly just my exposure. I use to have 30k (down to 8) in savings with them. I lost my job for a few months and now I am contracting... So I dont want to draw any more attention than I have too for a few more months. I just really dont want to miss out on the 100k. I plan on dropping the CSP and would drop the United Club if nessissary...But not if I dont have to.
I would probably wait and hope the 100K will not go away or if gone wait for a promo to come back. If it should go away then I could imagine promos to come back. Refrain from apping for anything else and let the accounts come down to below 5/24 and then go for it. As for the exposure I was surprised that I did not have to cut down on any of my other Chase cards to get approved. Chase now has the highest exposure and is like 60% of my annual income. Now I need to behave 
Offer is tempting i am finally below the 5/24 as of Oct 2016. I am tempted but would feel more comfortable with a guarantee if I app that i will get it lol. Right now i am not gettign any pre approved offers so i can wait till another few fall off at the end of the year .
This is what the view looks like if you don't wait lol. god this election had me do some nutty things. I was @ 5/24 and the card came in with a much lower sl than I was expecting + @ 16.24%. mayeb no surprise, just got a $62K car loan 2 weeks ago and my scores are trashed because of euro travel. was walking by a chase and the rest is history...you only live once
i haven't updated my scores in a while but if amex fico score is to be believed i am just a bit north of 800 , I will think it over tonight. Seems like same app but not sure i also have to think about how i want to use those UR :-)