Chase Card Combine

[Anonymous]

I just called Chase to combine another card I have and I used the backdoor number posted. The rep told me as of yesterday they no longer combine chase accounts. Anyone else heard this, before I call back acting a fool?

[Anonymous]

Thanks anyway! I found out it's true on my own. Called another back door number and the young lady was so sweet and actually tried to combine the cards but the system would not allow her to proceed. Then she stated they did receive something stating that was no longer an option but she was trying it anyway to see if the system would allow it.

[ocheosa]

If you are trying to get a higher limit card, you can reallocate credit lines. For example: you currently have 2 cards at 10k each - move 8k from one card to the other, you now have 1-18k and 1-2k.

[Anonymous]

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@ocheosa wrote:
If you are trying to get a higher limit card, you can reallocate credit lines. For example: you currently have 2 cards at 10k each - move 8k from one card to the other, you now have 1-18k and 1-2k.

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What's the use of this? Unless you need one card to purchase something with the amount exceed your card limit, I'm not sure what's the benefit of this?!

[ocheosa]

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@Anonymous wrote:

What's the use of this? Unless you need one card to purchase something with the amount exceed your card limit, I'm not sure what's the benefit of this?!

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IMO the following are the most obvious reasons -

1. Balance transfers.
2. Utilization percentage
3. Large TL's beget large TL's.

Message Edited by ocheosa on 06-13-2009 01:12 AM

[Anonymous]

Can No longer do that either

[ocheosa]

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@Anonymous wrote:
Can No longer do that either

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That's strange, maybe one of your accounts is some type of co-branded card that cannot be combined? I know they still reallocate balances because I just moved some of my credit line from one account to another. I have the Disney and PerfectCard.

[Anonymous]

What number do you call? I have Perfect and Freedom.

[ocheosa]

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@Anonymous wrote:
What number do you call? I have Perfect and Freedom.

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I used the customer service number on the back of my card. For PerfectCard its 800-945-2000.

Another option from the backdoor thread: Chase: 877-781-3109 (combining & product change)

Message Edited by ocheosa on 06-15-2009 06:39 AM

[Anonymous]

Yep.. just called and they said they are no longer able. I beliebe this went into effect last week.