Chase Credit Descriptions (fair/good/excellent)

[GZG]

on this week's episode of looking at my Chase offers in Chase Journey, I see I've been upgraded to an ad (no green star pre-approval) for the Chase Slate Edge despite being over 5/24

the more interesting aspect, is the descriptors that Chase has for the various credit levels, very similar to Capital One. 

have they always had these posted or is this new?

[Brian_Earl_Spilner]

Interesting, I've never noticed the credit levels

[Brian_Earl_Spilner]

I just checked and it appears slate is the only one that shows anything like that for me. 

[800wannabe420]

@GZG 

I'm not seeing that on my end, however, I show 5 cards (Sapphire Reserve, Sapphire Preferred, United Explorer, Southwest Plus and Slate Edge) and they all have the green star pre-approval. Maybe that's the difference. 

Are you looking at the stand alone Credit Journey?

If I try to sign in on Credit Journey proper it always sends me to my Chase account. 

I also looked at my Just For You and nothing different there either...

[GZG]

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@800wannabe420 wrote:

@GZG 

I'm not seeing that on my end, however, I show 5 cards (Sapphire Reserve, Sapphire Preferred, United Explorer Southwest Plus and Slate Edge) and they all have the green star pre-approval. Maybe that's the difference. 

Are you looking at the stand alone Credit Journey?

If I try to sign in on Credit Journey proper it always sends me to my Chase account. 

I also looked at my Just For You and nothing different there either...

---

yeah, the page from the screenshot is a shorted application flow from the ad placed in the offers tab within Credit Journey, I don't get the ad when I go to open an account from my business checking

they don't show that text in the normal application flow when you're not signed in, a tad interesting imo 

[Guyatthebeach]

@GZG ,

I saw this about 2 weeks ago when I looking at the Freedom Flex preapproval I had.  It is great if know that Chase thinks I have excellent credit. I wish they would look the other way with 5/24 inquiries and 12/24 new accounts.  I did it click the submit button, because I know better!

Guyatthebeach

[StephenH]

Popped up for me on credit journey under "Offers".

Unfortunately was not an invitation back into the ecosystem since being IIB LOL

[Guyatthebeach]

@StephenH , 

I totally understand where you are coming from.  Chase didn't let me back into Planet Chase until my chapter 7 bankruptcy fell off my CR's. I'm really glad that they "forgot" I burned them for $40k.

Guyatthebeach

[Blender]

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@GZG wrote:

on this week's episode of looking at my Chase offers in Chase Journey, I see I've been upgraded to an ad (no green star pre-approval) for the Chase Slate Edge despite being over 5/24

the more interesting aspect, is the descriptors that Chase has for the various credit levels, very similar to Capital One. 

have they always had these posted or is this new?

---

It's always: "check out these offers" "start your kids with a debit card" "we have special auto financing" 

but never: heres a 3k CLI 

lol 🙄

[StephenH]

If they forgot about that $40k, there is hope for me yet? Lol