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Chase Credit Line Question

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QuakerOatmeal
Regular Contributor

Chase Credit Line Question

Hi Everyone!

I have a Chase Sapphire Preferred, and a Chase Disney Visa, I was wondering if Chase allows transferring credit lines between the two? Does anyone know, or has anyone tried to move some CL from one of these cards to the other?

I'm planning on maybe cancelling my Disney Visa and applying for a United card in a few months, and was hoping maybe I can move over credit to the CSP before cancelling and applying for a United card.

Does that sound possible?

6 REPLIES 6
M_Smart007
Legendary Contributor

Re: Chase Credit Line Question

@QuakerOatmeal, You should be able to move most of the CL between Chase cards,

I would call in to do this. I think you can move all except $500?

But confirm that with a CSR. Good Luck!

Message 2 of 7
Gunnerboy
Established Contributor

Re: Chase Credit Line Question

When I closed my CSP and requested to move the limit over to my AMZ Prime, I had to leave exactly $1,095 on the CSP. I didn't get a satisfactory explanation on why this amount.



"Not everyone who helps you is a friend, and not everyone who challenges you is an enemy."
Message 3 of 7
SouthJamaica
Mega Contributor

Re: Chase Credit Line Question


@QuakerOatmeal wrote:

Hi Everyone!

I have a Chase Sapphire Preferred, and a Chase Disney Visa, I was wondering if Chase allows transferring credit lines between the two? Does anyone know, or has anyone tried to move some CL from one of these cards to the other?

I'm planning on maybe cancelling my Disney Visa and applying for a United card in a few months, and was hoping maybe I can move over credit to the CSP before cancelling and applying for a United card.

Does that sound possible?


Yes Chase is very good about that, and they make it very easy.  You can send them a secure message telling them what you'd like done, and they will get it done within 24 hours.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 7
CreditInspired
Super Contributor

Re: Chase Credit Line Question


@SouthJamaica wrote:

@QuakerOatmeal wrote:

Hi Everyone!

I have a Chase Sapphire Preferred, and a Chase Disney Visa, I was wondering if Chase allows transferring credit lines between the two? Does anyone know, or has anyone tried to move some CL from one of these cards to the other?

I'm planning on maybe cancelling my Disney Visa and applying for a United card in a few months, and was hoping maybe I can move over credit to the CSP before cancelling and applying for a United card.

Does that sound possible?


Yes Chase is very good about that, and they make it very easy.  You can send them a secure message telling them what you'd like done, and they will get it done within 24 hours.

 

 


+1

I like the idea of doing it via secure message. In writing is always good. A conversation can get mixed up about how you want funds allocated. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 5 of 7
SunriseEarth
Moderator Emeritus

Re: Chase Credit Line Question


@SouthJamaica wrote:

@QuakerOatmeal wrote:

Hi Everyone!

I have a Chase Sapphire Preferred, and a Chase Disney Visa, I was wondering if Chase allows transferring credit lines between the two? Does anyone know, or has anyone tried to move some CL from one of these cards to the other?

I'm planning on maybe cancelling my Disney Visa and applying for a United card in a few months, and was hoping maybe I can move over credit to the CSP before cancelling and applying for a United card.

Does that sound possible?


Yes Chase is very good about that, and they make it very easy.  You can send them a secure message telling them what you'd like done, and they will get it done within 24 hours.

 

 


This is how I have reallocated CLs with Chase.  Very easy. I most recently moved $5k from my AARP card to my Disney Visa. 



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 6 of 7
M_Smart007
Legendary Contributor

Re: Chase Credit Line Question


@CreditInspired wrote:

@SouthJamaica wrote:

@QuakerOatmeal wrote:

Hi Everyone!

I have a Chase Sapphire Preferred, and a Chase Disney Visa, I was wondering if Chase allows transferring credit lines between the two? Does anyone know, or has anyone tried to move some CL from one of these cards to the other?

I'm planning on maybe cancelling my Disney Visa and applying for a United card in a few months, and was hoping maybe I can move over credit to the CSP before cancelling and applying for a United card.

Does that sound possible?


Yes Chase is very good about that, and they make it very easy.  You can send them a secure message telling them what you'd like done, and they will get it done within 24 hours.

 

 


+1

I like the idea of doing it via secure message. In writing is always good. A conversation can get mixed up about how you want funds allocated. 


I make them repeat it 3XSmiley LOL

I have always used phone, and re-allocations were instant.

Message 7 of 7
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