Chase Disney $200 Credit Offer

[Anonymous]

Just noticed that the Disney premier Visa ($49 AF) is now offering a $200 statement credit if approved and after $500 spend in first 3 months.

https://disneyworld.disney.go.com/visa-card/

It had been at $100 for awhile so just thought I'd share. The no AF card still has $50 offer.

Anyone apped lately?

[Imperfectfuture]

Why does this card have annual fee?

[Anonymous]

It has rewards, perks and 0% financing on vacations. 2% on gas, groceries and restaurants and disney stores, 1% elsewhere. Looks like same as no AF card except 2% not 1% on certain categories.

[jsucool76]

rewards are ONLY redeemable for Disney.

the Disney debit card from chase offers ALL of the benefits of the Disney credit card (except financing and rewards) with no annual fee.

[Anonymous]

True, true. Haven't seen this $200 offer in a while.

[kdm31091]

I wish the rewards could at least be redeemed as a regular statement credit

[Anonymous]

Well it is a Disney card...why else would you get the card if you weren't going to use the rewards at Disney?

[kdm31091]

I would just rather it were more flexible. Being able to just take a statement credit after you pay for your trip is more flexible than strictly having to go redeem at Disney

[Anonymous]

Oh ok. Yeah I'm actually going to book my trip on my Travel Rewards card. My card is kind of worthless right now until I'm able to upgrade.

[jsucool76]

I just don't understand the draw of this card, especially the annual fee version. all it offers is mediocre rewards and the ability to finance your Disney Vacation for 6 months. Disney isn't that expensive unless you're staying in the deluxe resorts, and if you need to finance them over 6 months then you should maybe consider staying in a cheaper and/or off property hotel.

I go like 8-10 times a year, always stay at a Marriott off property and my Disney debit card (which is free to request if you have a chase checking account) gets me all the privileges of the Disney credit cards. I get 10% off, the exclusive character meet and greet, and all those goodies.