Chase Fraud

[Anonymous]

That would be hilarious if there was some conspiracy theory that the cobranded floodgates were opened just to steal info..... or ya know, chase had that big deal with mastercard or whatever, that being part of it too, that would suck!

[SGR]

Interesting... my CSP and my fathers freedom were both the victim of fraud this year. My brother just called me and told me his freedom card just had a fraudulent transaction on it today, too (fortunately chase noticed the suspicious charge and contacted him about it).

I can't speak for my father or brother, but my CSP was SD'd and prior to that I only used it a handful of times at trusted businesses. It seems highly unlikely it got skimmed and I'm almost certain it was the result of an internal leak.

[Anonymous]

Just an update, yes my Chase card was compromised again and just now got an email from Amex, my PRG was compromised, got a charge for $7.86 (see below) it looks like a gas station, i am at home and definatelly i am not in San Antonio, Texas, got a replacement card on the mail.

One of your pending charges has been marked for monitoring. The details of this charge are listed below:

Description:	TESORO IN-STORE
Date:	12/30/2015
Amount:	$7.86

TESORO IN-STORE

19100 RIDGEWOOD PKWY

SAN ANTONIO

TX

78259-1834

Try to check your cards more often guys, things are getting ugly 

[pizza1]

YIM...Sorry that happened to you!! Its very frustrating I know!

[jawbrkr]

I have had to replace my CSP card on at least two maybe three occasions in the 6 months that I have had the card due to fraud.

[Anonymous]

---

@jawbrkr wrote:

I have had to replace my CSP card on at leat two maybe three occasions in the 6 months that I have had the card due to fraud.

---

Yeah, something strange is going on. My banker doesn't want to talk yet but I think Chase is unto the thieving employees...

[Anonymous]

That's silly.  If they wanted to steal, they would on DDAs and not CCs..

its easier that way too

chase employees for the most part, do not have access to all of the info needed to make transactions these days on CCs as they do on bank accounts.  There are also safeguards on the system and your accounts; so that employees cannot go in and do "thieving employees" acts.

i have been online shopping for the past decade, all over--yahoo! auctions in Japan, eBay, Amazon, netaporter, colette, ssense, etc... Never ever had any cards compromised until recently. And they weren't chase cards they were citi (2x) and discover (1x).

since then, I've made account alerts do anything over $1 gets texted to me and as soon as I don't recognize a transaction, I shut that down ASAP.

with the chip in place now, I'm not sure why it's such a big deal in regards to credit card fraud, esp since you aren't liable and neither is the cc company (most merchants are still swiping and not inserting chip).

I would, again, be more wary of possible fraud on bank accounts than cc. 

also have had clients with over 6 (to 7) figures in cash, in bank, hand over their pw to me because they wanted me to handle things. 

another lifetime

[Anonymous]

---

@Anonymous wrote:

That's silly.  If they wanted to steal, they would on DDAs and not CCs..

its easier that way too

chase employees for the most part, do not have access to all of the info needed to make transactions these days on CCs as they do on bank accounts.  There are also safeguards on the system and your accounts; so that employees cannot go in and do "thieving employees" acts.

i have been online shopping for the past decade, all over--yahoo! auctions in Japan, eBay, Amazon, netaporter, colette, ssense, etc... Never ever had any cards compromised until recently. And they weren't chase cards they were citi (2x) and discover (1x).

since then, I've made account alerts do anything over $1 gets texted to me and as soon as I don't recognize a transaction, I shut that down ASAP.

with the chip in place now, I'm not sure why it's such a big deal in regards to credit card fraud, esp since you aren't liable and neither is the cc company (most merchants are still swiping and not inserting chip).

I would, again, be more wary of possible fraud on bank accounts than cc. 

also have had clients with over 6 (to 7) figures in cash, in bank, hand over their pw to me because they wanted me to handle things. 

another lifetime

---

Did you read the article posted thus http://www.nytimes.com/2015/12/29/nyregion/2-bankers-charged-with-creating-atm-cards-to-steal-from-accounts.html?hp&action=click&pgtype=Homepage&clickSource=story-heading&module=first-column-region&region=top-news&WT.nav=top-news&_r=0 and I used to work at  a bank you know.  I can tell you stories.  Restricted accounts cannot be assessed but one can override it if they have the authority.

The money these people took where from DDAs and other accounts.

[core]

---

@Anonymous wrote:

chase employees for the most part, do not have access to all of the info needed to make transactions these days on CCs as they do on bank accounts.  There are also safeguards on the system and your accounts; so that employees cannot go in and do "thieving employees" acts.

---

Somebody prints those cards.  All one needs is to get a glimpse of both sides provided they are wearing some eyeglasses with a hidden camera or perhaps a buttonhole one.  "Oh look, the machine jammed!  I better go remove this ruined card."  Heck the VP of the local BofA branch asked to see my credit card as a second form of ID. How's that for safeguards against employee theft. 

---

@Anonymous wrote:

with the chip in place now, I'm not sure why it's such a big deal in regards to credit card fraud, esp since you aren't liable and neither is the cc company (most merchants are still swiping and not inserting chip).

---

Chips don't do anything for online transactions.  A crook doesn't even need to risk having something shipped to an address.  He can just buy a gift card online, print it out, and get to the store pronto before anyone knows what happened.

[Anonymous]

---

@core wrote:

---

@Anonymous wrote:

chase employees for the most part, do not have access to all of the info needed to make transactions these days on CCs as they do on bank accounts.  There are also safeguards on the system and your accounts; so that employees cannot go in and do "thieving employees" acts.

---

Somebody prints those cards.  All one needs is to get a glimpse of both sides provided they are wearing some eyeglasses with a hidden camera or perhaps a buttonhole one.  "Oh look, the machine jammed!  I better go remove this ruined card."  Heck the VP of the local BofA branch asked to see my credit card as a second form of ID. How's that for safeguards against employee theft. 

---

@Anonymous wrote:

with the chip in place now, I'm not sure why it's such a big deal in regards to credit card fraud, esp since you aren't liable and neither is the cc company (most merchants are still swiping and not inserting chip).

---

Chips don't do anything for online transactions.  A crook doesn't even need to risk having something shipped to an address.  He can just buy a gift card online, print it out, and get to the store pronto before anyone knows what happened.

---

Agreed-