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Chase Freedom - 5% Drug store disappointment

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Anonymous
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Chase Freedom - 5% Drug store disappointment

So Q2 2017's 5% categories on the Chase Freedom are grocery  and drug stores. I went to pick up a couple of prescriptions from the CVS at Target today and found out that apparently brand drugstores based at wholesale clubs, superstores and grocery stores DON'T COUNT!!! What the heck? This was a valid CVS. Not pleased! Other Freedom holders beware! Has anyone else been burned by this? I use my AMEX BCP for groceries so am disappointed by this quarter Smiley Sad 

Message 1 of 28
27 REPLIES 27
Anonymous
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Re: Chase Freedom - 5% Drug store disappointment

Not sure if you read the fine print of the drug store category, it eludes to pharmacies inside stores are not included.

 

"Does not include merchants that sell a wide variety of goods including prescription drugs and over-the-counter medicines, supplements and various health-related items, and which may contain an on-site pharmacy, for example, warehouse clubs, discount stores, or grocery stores. For more information, please see Chase Freedom Frequently Asked Questions."

 

and I do believe Target is considered a discount store.

Message 2 of 28
Anonymous
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Re: Chase Freedom - 5% Drug store disappointment


@Anonymous wrote:

Not sure if you read the fine print of the drug store category, it eludes to pharmacies inside stores are not included.

 

"Does not include merchants that sell a wide variety of goods including prescription drugs and over-the-counter medicines, supplements and various health-related items, and which may contain an on-site pharmacy, for example, warehouse clubs, discount stores, or grocery stores. For more information, please see Chase Freedom Frequently Asked Questions."

 

and I do believe Target is considered a discount store.


LOL, it's pretty funny that Target is considered a discount store. I did eventually find the fine print, but it still wasn't very intuitive. If the drugstore transaction had shown up as a CVS purchase vs. Target, I am betting I would have received the points. Lessons learned, just peeved I dropped $200 on this card when I could have gotten 2.25% return on my Chase FU or BOA card. 

Message 3 of 28
Anonymous
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Re: Chase Freedom - 5% Drug store disappointment

totally hear you on that...we use the CVS inside of Targets too...

Message 4 of 28
Anonymous
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Re: Chase Freedom - 5% Drug store disappointment


@Anonymous wrote:

totally hear you on that...we use the CVS inside of Targets too...


Did you feel the burn? Smiley Mad

Message 5 of 28
Anonymous
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Re: Chase Freedom - 5% Drug store disappointment


@Anonymous wrote:

LOL, it's pretty funny that Target is considered a discount store. I did eventually find the fine print, but it still wasn't very intuitive. If the drugstore transaction had shown up as a CVS purchase vs. Target, I am betting I would have received the points. Lessons learned, just peeved I dropped $200 on this card when I could have gotten 2.25% return on my Chase FU or BOA card.

 

How do you get 2.25% return on the Chase FU Card as I have one and it is 1.5%? Don't understand?

 

Got it now, there was a step in this I missed. Thanks Irish80!

Message 6 of 28
Anonymous
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Re: Chase Freedom - 5% Drug store disappointment


@Anonymous wrote:

@Anonymous wrote:

LOL, it's pretty funny that Target is considered a discount store. I did eventually find the fine print, but it still wasn't very intuitive. If the drugstore transaction had shown up as a CVS purchase vs. Target, I am betting I would have received the points. Lessons learned, just peeved I dropped $200 on this card when I could have gotten 2.25% return on my Chase FU or BOA card.

 

How do you get 2.25% return on the Chase FU Card as I have one and it is 1.5%? Don't understand?


I assume because the poster also has the CSR, they are referring to the 1.5 bonus for travel redemption for UR points, so 1.5 X 1.5 = 2.25 Smiley Tongue

Message 7 of 28
Anonymous
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Re: Chase Freedom - 5% Drug store disappointment


@Anonymous wrote:


I assume because the poster also has the CSR, they are referring to the 1.5 bonus for travel redemption for UR points, so 1.5 X 1.5 = 2.25 Smiley Tongue


You are correct Irish80! I love this pairing Smiley Happy 

Message 8 of 28
NRB525
Super Contributor

Re: Chase Freedom - 5% Drug store disappointment


@Anonymous wrote:

@Anonymous wrote:


I assume because the poster also has the CSR, they are referring to the 1.5 bonus for travel redemption for UR points, so 1.5 X 1.5 = 2.25 Smiley Tongue


You are correct Irish80! I love this pairing Smiley Happy 


Ok, but let's not forget that even with the lowly Plain Old Freedom, paired with CSR, you got 1.5% so not exactly nothing. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
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April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 28
red259
Super Contributor

Re: Chase Freedom - 5% Drug store disappointment

If you fill a prescription at a CVS will you get the 5x award?

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 10 of 28
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