Chase Freedom APPROVED after Recon but with low credit limit

[Anonymous]

I'm super excited, things have been going really well for me.  I just purchased a home and now I'm rebuilding my credit profile.  I really want to have a high limit credit card for emergency purposes now that I own a home.  As of now, I have a Capital one $2,000, AMEX $500, Orchard Bank (UGH!!) $400 but I'm seriously considering closing it.  I received the  Capital one card approval last weekend.  After receiving the approval, I figured..."let try Chase!"  I was declined but I didn't give up because many forum poster's say to call the backdoor for reconsideration.  I called this morning and behold...I WAS APPROVED!!  The credit limit is low, $500 but I'm sure wih time it will increase.  I would like to build the credit limit up, how would I proceed to do that? 

[LS2982]

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@Anonymous wrote:

I'm super excited, things have been going really well for me.  I just purchased a home and now I'm rebuilding my credit profile.  I really want to have a high limit credit card for emergency purposes now that I own a home.  As of now, I have a Capital one $2,000, AMEX $500, Orchard Bank (UGH!!) $400 but I'm seriously considering closing it.  I received the  Capital one card approval last weekend.  After receiving the approval, I figured..."let try Chase!"  I was declined but I didn't give up because many forum poster's say to call the backdoor for reconsideration.  I called this morning and behold...I WAS APPROVED!!  The credit limit is low, $500 but I'm sure wih time it will increase.  I would like to build the credit limit up, how would I proceed to do that? 

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Congrats!!!!

[MsLadyRover]

Congrats on your Freedom approval and your new home!

[SwiftTone]

Use it a lot, and pay it off in full. PIF multiple times a month if you have to. Also, if you can open up a Chase checking acct, it will be beneficial too. It may not help with CLI, but you get better rewards. It's 10 pts every time you use it, and I believe 10% bonus on the pts you already earned.

[Anonymous]

Thanks Swifttone! I'll make sure to do that. I have a Chase Checking & Savings. I didn't know there's additional benefits when using your chase checking & chase freedom card. Good looking out and I appreciate your help.

[Anonymous]

I have the Chase Freedom/Checking combo.

For the extra bonuses alone, it's well worth it, even if the CL is only $500.

I've had mine for almost a year now, and I haven't been the beneficiary of an auto-CLI, but that's fine. I don't want to request one either and get an INQ for it.

[SwiftTone]

It's my dream combo right now. I have to drive 4 hours to NY to open an checking account as we don't have Chase in Boston

[eparker]

What was your score when you applied and who did they pull?

Thanks...

[Anonymous]

I just closed on my home 3/23 and my lender pulled scores from 3/4 were...EFX 650 Trans 684 EQ 696.  I believe Chase used my Experian report.