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I just called in for a CLI. Spoke to a live person, and she processed it for me, told me it would be a HP, I accepted. Then she put me on hold and came back and the system approved me from 3500 to 3700. I requested to be transfered to a "loan officer", asked him to do a manual review on my credit report to see if I could raise my CL to 6 or 7k. He asked me a few questions, put me on hold a few times, then came back and approved me for 6000! I told them I wanted to start using this card as one of my "main" cards or at least carry it more in my wallet. He said I do see you pay MORE then the minimum balance on our cards, speaking about my Chase Sapphire Preferred card more then likely I assume, I PIF monthly on my cards.
Thanks to this forum I wouldn't have known to ask for a manual review, I have come a VERY long way from a year ago when I first paid off my debt and wanted to have AWESOME credit, thank you for all the good information on this forum, I couldn't have done it without all of you!










Yay! Good job!
Nicely played sir!
and congrats on the increase ![]()
nicely done! May I ask what is your income?
I stated my income as 35000 with no mortgage or car payment. I am 22 years old though.
@Anonymous wrote:nicely done! May I ask what is your income?










@Meltdownblitz wrote:I stated my income as 35000 with no mortgage or car payment. I am 22 years old though.
@Anonymous wrote:nicely done! May I ask what is your income?
If you don't mind sharing, which bureau did they pull, and which state do you live in?










@Meltdownblitz wrote:
Pulled experian, im in Nevada.
Was that the original report they pulled?
How long did you have the Freedom before you requested the CLI?