Chase Freedom CLI?

[Anonymous]

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@Hcontreras wrote:

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@Anonymous wrote:

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@Hcontreras wrote:

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@Anonymous wrote:

I've seen x10 CLI from calling in after 8 months of use, and a 1500 increase immediately after overpaying the card. Rep said that some people overpay their card to get increases in their credit line... anyone experience this?

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By "overpay" you mean multiple PIF each month???

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 I mean pay more than the balance so that there is a negative balance

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It allows you to do that?

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When the bill comes, pay the statement balance and then go in again and pay a second time. It was accidental but worked out in a 1500 increase due to it

[Hcontreras]

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@Anonymous wrote:

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@Hcontreras wrote:

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@Anonymous wrote:

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@Hcontreras wrote:

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@Anonymous wrote:

I've seen x10 CLI from calling in after 8 months of use, and a 1500 increase immediately after overpaying the card. Rep said that some people overpay their card to get increases in their credit line... anyone experience this?

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By "overpay" you mean multiple PIF each month???

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 I mean pay more than the balance so that there is a negative balance

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It allows you to do that?

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When the bill comes, pay the statement balance and then go in again and pay a second time. It was accidental but worked out in a 1500 increase due to it

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Wow!

[Shock]

I dont think Chase will let you pay into negative anymore. There's a new policy

[Anonymous]

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@Shock wrote:

I dont think Chase will let you pay into negative anymore. There's a new policy

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This happened within the last month

[Shock]

And in the case that you overpay.....is it an automatic 1500?

[Anonymous]

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@Shock wrote:

And in the case that you overpay.....is it an automatic 1500?

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For this one instance, it was almost immediately afterwards. I'm sure the amount would vary, curious to see if this has happened to anyone else

[Hcontreras]

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@Shock wrote:

And in the case that you overpay.....is it an automatic 1500?

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It's a no-go just tried it. Here is the message:

We’re unable to complete your request

• You cannot schedule a payment to this account because the amount due is zero and the account is not eligible for making additional payments. 51208

[Anonymous]

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@Hcontreras wrote:

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@Shock wrote:

And in the case that you overpay.....is it an automatic 1500?

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It's a no-go just tried it. Here is the message:

We’re unable to complete your request

• You cannot schedule a payment to this account because the amount due is zero and the account is not eligible for making additional payments. 51208

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Do you have a minimum payment due?

[Hcontreras]

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@Anonymous wrote:

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@Hcontreras wrote:

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@Shock wrote:

And in the case that you overpay.....is it an automatic 1500?

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It's a no-go just tried it. Here is the message:

We’re unable to complete your request

• You cannot schedule a payment to this account because the amount due is zero and the account is not eligible for making additional payments. 51208

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Do you have a minimum payment due?

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I paid the balance due (early). Then tried to do it again right after and it gave me that message.

[Anonymous]

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@Hcontreras wrote:

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@Anonymous wrote:

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@Hcontreras wrote:

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@Shock wrote:

And in the case that you overpay.....is it an automatic 1500?

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It's a no-go just tried it. Here is the message:

We’re unable to complete your request

• You cannot schedule a payment to this account because the amount due is zero and the account is not eligible for making additional payments. 51208

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Do you have a minimum payment due?

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I paid the balance due (early). Then tried to do it again right after and it gave me that message.

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I see. I can only account for that this happened while there was a minimum balance due after the statement posted. Hopefully someone can try to recreate as well.