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Chase Freedom CLI?

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Hcontreras
Frequent Contributor

Re: Chase Freedom CLI?


@Anonymous wrote:

@Hcontreras wrote:

@Anonymous wrote:

@Hcontreras wrote:

@Shock wrote:

And in the case that you overpay.....is it an automatic 1500?


It's a no-go just tried it. Here is the message:

 

We’re unable to complete your request
  • You cannot schedule a payment to this account because the amount due is zero and the account is not eligible for making additional payments. 51208

Do you have a minimum payment due?


I paid the balance due (early). Then tried to do it again right after and it gave me that message.


I see. I can only account for that this happened while there was a minimum balance due after the statement posted. Hopefully someone can try to recreate as well.


Ok, gotcha.

In my wallet: AMEX BCE $18k | AMEX ED $19.5k | AMEX EDP $10k | AMEX BCEP $10k | HEFCU $10k | Discover it $8.8k | Capital One QS $9k | Chase Freedom $4.5k | Walmart $3,200 | JCrew $2,350 | Chase Slate (AU) $22k.
Now in the garden...
Current FICO Scores: 783 (EX) | 766 (EQ) | 764 (TU)
Message 31 of 37
Anonymous
Not applicable

Re: Chase Freedom CLI?

I got my chase freedom on Oct.26 2013.$800 credit limit.been using it for gas through January till now. On Thursday March 13 2014 I login to my a/c and found credit limit has been doubled. And at the time I had a balance of $330 on the account. So I paid off the balance today (march 16) and I'm enjoying my new credit limit of $1600.
Message 32 of 37
Hcontreras
Frequent Contributor

Re: Chase Freedom CLI?


@Anonymous wrote:
I got my chase freedom on Oct.26 2013.$800 credit limit.been using it for gas through January till now. On Thursday March 13 2014 I login to my a/c and found credit limit has been doubled. And at the time I had a balance of $330 on the account. So I paid off the balance today (march 16) and I'm enjoying my new credit limit of $1600.

Oh dang!! Congrats!! I hope they do the same with me a few months down the road. That gives me some hope then!

 

on average, how much were you putting on it per month?

In my wallet: AMEX BCE $18k | AMEX ED $19.5k | AMEX EDP $10k | AMEX BCEP $10k | HEFCU $10k | Discover it $8.8k | Capital One QS $9k | Chase Freedom $4.5k | Walmart $3,200 | JCrew $2,350 | Chase Slate (AU) $22k.
Now in the garden...
Current FICO Scores: 783 (EX) | 766 (EQ) | 764 (TU)
Message 33 of 37
Imua
Frequent Contributor

Re: Chase Freedom CLI?


@Hcontreras wrote:

Does anyone know if Chase does 3x CLI's on their Freedom Cards? If so, at what point do they do them? 61 days? 6 months?

 

I realize that all situations are different but I'm speaking in general, with no baddies and/ or late payments. Also I PIF every month. I got my Freedom card in early Feb and started at $3,500.


i got my chase freedom MC in feb '09 with  $4.6k CL

when i received my 2nd statement, i noticed (to my suprise) chase had given me an auto CLI to $6k

stayed there until last year, when i requested an increase to $10k (i didn't receive any CLI's in the interim)

 

i have no idea why they increased the CL by the 2nd statement

 

Message 34 of 37
BigBS
Senior Contributor

Re: Chase Freedom CLI?

Received my Freedom in Jun '11 with a $4500 CL where it stayed until last month when out of the blue I got a $1k CLI to $5500.  Carried a bit of a balance from Christmas, but nothing over 33%.  Immediately requested the VS card (more drama) through SM and finally received it about 2 weeks ago.  At the same time received a letter in the mail with a code and phone number to call for CLI.  When I did was told that I did not qualify for the CLI, I thought perhaps because it was really the automatic one I had already received.  No one can tell me the reason as I have been going back and forth with them over SM for the past 3 weeks.  Ultimate decision they don't know what happened but would be glad to do an customer-initiated CLI with HP.  Don't see that happening.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 35 of 37
Shock
Established Contributor

Re: Chase Freedom CLI?

I bet carrying a balance did the job. Did you pay any interest?

 photo myfico_zpsd00088cb.jpg
Message 36 of 37
Involver
Valued Contributor

Re: Chase Freedom CLI?

I got a 3.3X CLI at 3 months.  I did request it though and took an HP for it.

Message 37 of 37
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