@Anonymous wrote:as a new chase freedom cardholder, i was just notified that customer-initiated CLI will be HP.
How new?
Starting Score: 675
@Anonymous wrote:as a new chase freedom cardholder, i was just notified that customer-initiated CLI will be HP.
Yes, for new (and newish, less than a year with Chase) it would be an HP for sure 99.9% of the time. We're kind of hoping due to the OP's length of time with them it might be a SP. Though, you re-affirm they tend to tell a person about an HP before doing one (I'm guessing that was the case for you). 
@drkaje wrote:
@Anonymous wrote:as a new chase freedom cardholder, i was just notified that customer-initiated CLI will be HP.
How new?
I would suspect that if it's 6 months or younger they would pull HP just because your so new with them.
@Anonymous wrote:I just called and she said a credit inquiry would be necessary so I declined the CLI.
Sorry to hear 
Here's to hoping for an auto-CLI for you!!! Good usage and payment history will eventually pay for you!
Keep in mind that just because a CSR tells you it's a SP doesn't mean it is. I would wait until you close on the house.
Starting Score: 648
@Anonymous wrote:
@drkaje wrote:
@Anonymous wrote:as a new chase freedom cardholder, i was just notified that customer-initiated CLI will be HP.
How new?
1st statement hasnt hit
Yea I would consider gardening this account for at least 6 months 1 year is better!
Kind of goes in line with what I've heard and experienced, esp lately. Chase likes to HP for CLI requests but at least they usually inform you first. They are rather conservative, maybe more so in the last few years. And they don't hand out auto CLI's very often I guess.