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Chase Freedom PC to Flex question

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UpperNwGuy
Valued Contributor

Re: Chase Freedom PC to Flex question

If you have a CF and a CFU, you gain no new benefits by product changing the CF to a CFF.

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Sapphire Preferred • Chase Freedom Unlimited • United Explorer • UNFCU Azure
Message 21 of 24
Anonymous
Not applicable

Re: Chase Freedom PC to Flex question


@FalconSteve wrote:

@Anonymous wrote:

@ChargedUp wrote:

If you also have Freedom Unlimited, the new features of CFF are redundant. This is why I've chosen to leave my Freedom card as a Visa and Costco friendly.


You have a million Costco-friendly Visas and other redundant cards. CFF is mostly an upgrade to the CF benefits.


The benefit of the Chase Freedom VISA is that you can use that 5% gas category (they seem to do this one quarter per year) at the gas pumps, which you can't do with the flex.


I believe CF and CFF categories are identical. 

Message 22 of 24
FalconSteve
Valued Contributor

Re: Chase Freedom PC to Flex question


@Anonymous wrote:

@FalconSteve wrote:

@Anonymous wrote:

@ChargedUp wrote:

If you also have Freedom Unlimited, the new features of CFF are redundant. This is why I've chosen to leave my Freedom card as a Visa and Costco friendly.


You have a million Costco-friendly Visas and other redundant cards. CFF is mostly an upgrade to the CF benefits.


The benefit of the Chase Freedom VISA is that you can use that 5% gas category (they seem to do this one quarter per year) at the gas pumps, which you can't do with the flex.


I believe CF and CFF categories are identical. 


You can't use MasterCard at Costco

1/8/17 Discover $18300 CL- $1k SL- AU, wife
1/26/20 AmEx Cash Magnet $35k CL, wife
2/19/20 BB&T/Truist Rewards $11k SL- impulse application
2/22/20 Citi Double Cash WEMC $2.9k-->$4.4k-->$8.4k-->$13.4k-->$17.4k-->$19.4k-->$22.4k-->27.4k AU, wife
3/8/20 Wells Fargo Propel AmEx/Autograph VISA $2900-->$3200-->$5000-->$8800-->$13k-->$15.5k CL- AU, wife
3/9/20 Truist Rewards $11k SL --> $13.5k- AU, wife- impulse app
3/21/20 REDcard MasterCard (TD Bank) $2500-->$6000-->$6500 CL
11/24/20 AmEx Cash Magnet $10k SL-->36hr-->$20k-->$35k CL
6/10/21 SoFi World Elite MC $7000 SL
1/19/22 AppleCard/GS $6k-->$10k-->$11k-->$12k AU, wife
8/15/22 Chase freedom flex $10.3k SL-->$12.5k-->$15k-->$19k AU, wife
7/5/23 Lowes/Synchrony $4k-->$10k-->same day-->$35k CL
8/2/23 Chase freedom flex $19k --> $22.8k-->24.3k CL
8/2/23 Discover $8k SL
Message 23 of 24
Anonymous
Not applicable

Re: Chase Freedom PC to Flex question


@FalconSteve wrote:

@Anonymous wrote:

@FalconSteve wrote:

@Anonymous wrote:

@ChargedUp wrote:

If you also have Freedom Unlimited, the new features of CFF are redundant. This is why I've chosen to leave my Freedom card as a Visa and Costco friendly.


You have a million Costco-friendly Visas and other redundant cards. CFF is mostly an upgrade to the CF benefits.


The benefit of the Chase Freedom VISA is that you can use that 5% gas category (they seem to do this one quarter per year) at the gas pumps, which you can't do with the flex.


I believe CF and CFF categories are identical. 


You can't use MasterCard at Costco


You're talking about 5% at Costco pumps. Ok.

Message 24 of 24
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