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Chase Freedom after Auto CLI on CSP

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Anonymous
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Chase Freedom after Auto CLI on CSP

I got an auto cli from 5k to 10k on my CSP about a month ago. I really wanted the Freedom to go with my CSP. I applied today and only got approved for 2,000 at 22.9% APR. It will work as I'm just going to use for the bonus categories but it seems odd. Maybe I'm at my max exposure with Chase? Any thoughts would be appreciated. 

Message 1 of 15
14 REPLIES 14
Anonymous
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Re: Chase Freedom after Auto CLI on CSP


@Anonymous wrote:

I got an auto cli from 5k to 10k on my CSP about a month ago. I really wanted the Freedom to go with my CSP. I applied today and only got approved for 2,000 at 22.9% APR. It will work as I'm just going to use for the bonus categories but it seems odd. Maybe I'm at my max exposure with Chase? Any thoughts would be appreciated. 


Probably..  But you can call and ask.  The freedom card itself has some of the lowest approval limits by chase.  I have seen $400 approvals, $500 approvals etc... They probably just don't big limits with it..

Message 2 of 15
Anonymous
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Re: Chase Freedom after Auto CLI on CSP

I got the same approval and same APR in November but they had no problem giving me the Marriott. Chase is a strange one.
Message 3 of 15
traveler2005
Established Contributor

Re: Chase Freedom after Auto CLI on CSP


@Anonymous wrote:
I got the same approval and same APR in November but they had no problem giving me the Marriott. Chase is a strange one.

The freedom is now my lowest limit chase card also. I started out with SWA 5000 and Disney premier 2500 that was increased to 5000, the I got my freedom at 4000, then CSP at 6000, and then AARP at 5,500, and My last chase card my Marriott at 11,000. 

 

So I don't know if you ever really reach a total exprosure, I think its just the way you use and pay off your cards. I am sure credit score and income also plays a part too. 

 

Chase is funny!!!!!!!





Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


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Message 4 of 15
Anonymous
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Re: Chase Freedom after Auto CLI on CSP

Hmmm interesting. Thank for the comments. I guess I'll just be angry in my own little world that they gave me my lowest limit to date Smiley Surprised

Message 5 of 15
Anonymous
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Re: Chase Freedom after Auto CLI on CSP

I have a high enough income and great scores but it didn't really start "using" my credit cards until this year. I'm assuming that's why I got the low limit with Chase.
Message 6 of 15
Anonymous
Not applicable

Re: Chase Freedom after Auto CLI on CSP

Traveler, was your Disney Premier increase automatic or did you take a hard pull for it?
Message 7 of 15
traveler2005
Established Contributor

Re: Chase Freedom after Auto CLI on CSP

My disney premier was an automatic increase I didn't request it. Nice suprise!!




Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 8 of 15
Anonymous
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Re: Chase Freedom after Auto CLI on CSP

They wanted me to take a hard pull today when I said I didn't have enough to put a whole trip on my card! No thanks I'll use my Marriott and Travel Rewards, lol.
Message 9 of 15
traveler2005
Established Contributor

Re: Chase Freedom after Auto CLI on CSP

I hear you! LOL




Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 10 of 15
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