Chase Freedom question

[Anonymous]

Every site i see the chase freedom card on states you need "Excellent Credit" i def dont have excellent credit. But on credit karma the Freedom Visa odds say not good and the Freedom Mastercard odds say good. i was approved for the Freedom Visa. so is there a difference in the visa and mastercard versions of the freedom?

[physignathus]

Base on what I understand, there is no different between master or visa version of Chase Freedom. Also, the Credit Karma just analyses your credit worthiness and provide you with the general odds to apply for the card.

I think the only different that I ever heard about is where is the acceptance of the card. For example, some university doesn't accept Visa as payment method but Mastercard, Discover and Amex.